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Florida's My Safe Florida Condominium expansion passed the Senate 37-0 — and died in House Messages

Florida · Legislation

Florida's My Safe Florida Condominium expansion passed the Senate 37-0 — and died in House Messages

What happened. A bill expanding Florida's hurricane-hardening grant program for condominiums passed the Senate 37-0 on 4 March 2026 and then died in House Messages on 13 March 2026. Its House companion, CS/HB 1497, died the same day in the State Administration Budget Subcommittee.12

What the bills would have changed

CS/SB 1706, sponsored by Sen. Jason Pizzo, would have revised eligibility requirements for the My Safe Florida Condominium Pilot Program, required the Department of Financial Services to adopt rules to verify household income, made condominium property with mixed-income occupancies eligible in certain circumstances, authorised associations to use grant funds for specified purposes, and limited grant awards.

The House version went further in one respect and would have required associations to complete a specified percentage of opening-protection improvements. Its staff analysis records that it would have extended the program beyond the current 15-mile coastal service area subject to new income requirements, and would have required an association to complete 100 percent of opening protection as a grant condition.

The Senate bill's committee record was unanimous throughout: Banking and Insurance 10-0 on 4 February, Regulated Industries 9-0 on 10 February, Appropriations 17-0 as a committee substitute on 18 February, then the floor 37-0. It reached the House and stopped.

One distinction worth getting right

A Department of Financial Services omnibus did pass this session — CS/CS/CS/SB 1452, Ch. 2026-174. It modified My Safe Florida Home mitigation-inspection eligibility only. It carries no My Safe Florida Condominium provisions. The House DFS omnibus, CS/CS/CS/HB 1221, was laid on the table on 11 March 2026 in favour of SB 1452.3

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Related Florida HOA Topics

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  1. CS/SB 1706 (2026), My Safe Florida Condominium Pilot Program — bill record and history, Florida Senate ↩
  2. CS/HB 1497 (2026), My Safe Florida Condominium Pilot Program — bill record and history, Florida Senate ↩
  3. CS/CS/CS/SB 1452 (2026), Department of Financial Services — enacted as Ch. 2026-174, Laws of Florida ↩
  4. House staff analysis of CS/HB 1497, 30 January 2026 — DFS program data ↩
  5. My Safe Florida Condominium Pilot Program, Florida Department of Financial Services ↩
  6. Citizens Property Insurance, Commercial Lines Bulletin: 2026 Rate and Rule Changes, 30 April 2026 ↩

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