Insurance Requirements: HOA Rules by State

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Insurance Requirements: HOA Rules by State

States set minimum insurance coverage that HOAs and condo associations must carry — property, liability, and fidelity coverage — along with rules on where the line falls between association coverage and an individual owner's own policy.

Browse Insurance Requirements rules by state

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming