Kansas insurers paid $879 million in storm claims in one year
Kansas insurers paid $879 million in storm claims in one year
2026-09-10 · Kansas · Regulation
Kansas insurers paid $879,074,368.54 on 82,498 storm-damage claims in 2025. Two years earlier the figure was $442 million. Insurance Commissioner Vicki Schmidt released the annual data on March 5, 2026, and it is the clearest available explanation of why Kansas community association budgets have been moving the way they have.1
The numbers, and where they land
The 99 percent increase over 2023 came on fewer claims: 147,710 claims produced $442 million in 2023, while 82,498 claims produced $879 million in 2025. Severity per claim, not claim frequency, is what moved. 2024 sat between them at 56,778 claims and $612 million.
Sedgwick County led every county at more than $328 million paid. At the other end, Rush County came in just under $102,000.
In the Kansas City metro, total damage reached $128.3 million, of which Johnson County accounted for $90,999,529.91 — more than seventy percent of the metro figure and roughly a tenth of the statewide total, in the county where Kansas community associations are most heavily concentrated. Wyandotte County recorded $9,996,331.71, Miami County $8,648,536.61, Leavenworth County $8,037,917.91, Douglas County $4,926,557.09, Linn County $4,301,664.63 and Atchison County $1,154,314.41.2
The Commissioner's framing
“These numbers serve as a reminder that severe storms happen right here in Kansas, and the damage is costly,” Schmidt said. “Review your policy and check in with your insurance agent to make sure you are ready for this storm season.”
That is the entire regulatory response. No bulletin accompanied the release, no deductible standard was set, and no filing requirement changed. Kansas published the number and asked people to read their policies.
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Related Kansas HOA Topics
- Kansas storm claims topped $850 million in 2025 — KWCH, reporting Kansas Insurance Department data, March 5, 2026 ↩
- Kansas storm claims: $128M hit to Kansas City metro in 2025 — KCTV5, March 5, 2026 ↩
- K.S.A. 58-4620, Adoption of budget; special assessments — Kansas Office of Revisor of Statutes ↩
- Kansas City shatters severe weather records before peak season even starts — KCTV5, April 27, 2026 ↩
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