Three missed months in eight lets a Louisiana HOA accelerate a year of assessments
Three missed months in eight lets a Louisiana HOA accelerate a year of assessments
2026-09-10 · Louisiana · Legislation
What happened. Louisiana now has a statutory acceleration trigger for homeowners association assessments, and it is specific enough to diary. R.S. 9:1141.32 has applied to planned communities with pre-2025 declarations since January 1, 2026.
The trigger
“C. If the lot owner fails to timely pay the assessments for common areas for a period of three months or more during any eight-month period after the association has provided notice of delinquency, the association may accelerate the assessment on the common areas for a twelve-month period and file a statement of privilege for the accelerated sums. The preservation and enforcement of the privilege shall be governed by Part III of this Chapter.”
Read it in order, because each element carries weight. The missed months must be three or more, they must fall inside an eight-month window, and the window runs “after the association has provided notice of delinquency” — so the notice comes first and starts the count. The acceleration is capped at twelve months, and it reaches only assessments for the common areas.1
The base rules the trigger sits on
“A. Until the association authorizes an assessment, the declarant shall pay all common expenses. After the initial assessment has been made by the association, assessments shall be made at least annually, based on a budget adopted by the association. The association shall not incur expenses except for the benefit of the planned community.”
“B. … The owner of a lot shall be personally liable for the payment of all assessments levied against the lot during the period of his ownership. The association may charge late fees and interest on any past due assessment or portion thereof at the rate established by the association, which shall not exceed the rate established in Part III of this Chapter.”
Two things are settled by subsection (B) that Louisiana declarations often left ambiguous: liability is personal, and it is bounded by the period of ownership.
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