2026-09-10 · Louisiana · Legislation

What happened. The 2026 Louisiana Legislature created two bodies that will report on property-insurance questions before the 2027 session opens. Neither changes a statute. One of them names homeowners' associations expressly as a group it must take testimony from — which is, so far as we can find, the first time a Louisiana study committee has done so.

HR 196: fallen trees, property values and insurance

House Resolution 196 was adopted 94–1 on May 26, 2026 and presented to the Secretary of State on May 28.

“THEREFORE, BE IT RESOLVED that the House of Representatives of the Legislature of Louisiana does hereby create a special study committee. The Fallen Tree-Related Impacts on Citizens, Property Values, and Insurance special study committee shall study the effects of fallen trees on homes, property values, disruption of lives, the property insurance market, and the insurance industry in the state of Louisiana, and to make recommendations thereon.”

And the stakeholder clause:

“BE IT FURTHER RESOLVED that the study committee shall solicit input from relevant stakeholders, including but not limited to representatives from the home building and construction industry, the property insurance industry, insurance agents, homeowners' associations, arborists and tree care professionals, local government officials, emergency management authorities, and other interested parties as appropriate.”

The reporting deadline is expressed relative to the session rather than as a date:

“BE IT FURTHER RESOLVED that the study committee shall submit a written report of its findings and recommendations to the House Committee on Insurance and the Speaker of the House no later than sixty days prior to the convening of the 2027 Regular Session of the Legislature.”

The 2027 session convenes at noon on Monday, April 12, 2027, so sixty days before is approximately February 11, 2027. That is our arithmetic from the resolution's own words and the official session date, not a date the resolution states.¹

1. House Resolution 196 (2026 Regular Session) — enrolled text ↩
2. House Concurrent Resolution 117 (2026 Regular Session) — enrolled text ↩
3. Bryan v. Louisiana Citizens Property Ins. Corp., No. 2025-C-00443 (La. Mar. 6, 2026) — opinion ↩
4. Act No. 876, 2026 Regular Session (HB 1117) — enrolled Act text ↩
5. Future Session Information, 2024 to 2027 Term — Louisiana Legislature ↩