The path it took

• 4 September 2025 — introduced, referred to Senate Local Government.
• 2 July 2026 — discharged from committee, reported by the Committee of the Whole with substitute S-1, rules suspended, placed on immediate passage.
• 3 July 2026 — passed the Senate 23–13.
• 25 August 2026 — discharged from House Appropriations, passed the House 104–0, given immediate effect.
• 9 September 2026 — Senate concurred in immediate effect, full title agreed to, ordered enrolled.

The 23–13 Senate vote and the 104–0 House vote are consistent with a court-funding measure and not with a contested change to foreclosure procedure. The votes are the tell.

Why Michigan association boards are affected

Because Michigan condominium associations foreclose assessment liens by advertisement, under the same Revised Judicature Act chapter, by force of MCL 559.208. A statute permitting virtual sales would have reached association foreclosures directly — changing where the sale happens, who can bid, and in practice how many bidders show up on a February morning in a county courthouse lobby.

That is not happening this session. SB 527's tie-barred companion, Senate Bill 528 — also McBroom, also virtual sales, amending MCL 600.3216 and 600.3220 — has sat in Senate Local Government since the day it was introduced, 4 September 2025, and has not moved in a year. With the 103rd Legislature clearing at the end of December, virtual foreclosure sales are effectively dead for this session.

The reporting lesson, which is the more useful part

Michigan bill trackers key on the subject line, and the subject line is set at introduction. A substitute can replace the entire body of a bill without touching it. That means:

• A board or manager watching a bill by number or by subject can watch the wrong thing for a year.
• The document to read is the engrossed text, not the bill page's description — specifically “as passed by the Senate” and “as passed by the House.”
• Vote margins are a cheap sanity check. A contested procedural change to foreclosure law does not pass a chamber 104–0.

The same discipline applies to the bills that are live. House Bill 5046, which does change when a redemption period starts, passed the House 105–2 and its content is intact — but it is in a Senate committee, not on its way to the Governor.

What to watch next

Whether SB 528 is revived and substituted in the reverse direction — a foreclosure bill emerging from a shell — in the run to sine die. Michigan's end-of-session weeks are when substitutes do the most work, and a package that failed on its own numbers frequently reappears inside someone else's.