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The newspaper that publishes your foreclosure notice only needs to be a year old now

Missouri · Legislation

The newspaper that publishes your foreclosure notice only needs to be a year old now

What happened. Missouri cut the qualifying period for a newspaper to carry legal notices from three years to one, effective 28 August 2026 — and expressly added “all legal publications affecting the title to real estate” to the scope of the statute that sets those requirements.1

The bill is House Bill 1940 (2026), official designation SCS HB 1940, sponsored by Representative Peggy McGaugh. The Governor signed it on 13 July 2026. It repeals and re-enacts sections 108.240, 115.125, 115.127, 493.050 and 493.070, RSMo.

The statute, with the changes marked

“493.050. All public advertisements and orders of publication required by law to be made and all legal publications affecting the title to real estate shall be published in some daily, triweekly, semiweekly, or weekly newspaper of general circulation in the county where located, and [which] such a newspaper shall have:

(1) Been admitted to the post office as periodicals class matter in the city of publication;

(2) Been either: (a) Published regularly and consecutively for a period of [three years] one year, except that a newspaper of general circulation may be deemed to be the successor to a defunct newspaper of general circulation, and subject to all of the rights and privileges of said prior newspaper under this statute, if the successor newspaper shall begin publication no later than [thirty] ninety consecutive days after the termination of publication of the prior newspaper; or (b) Purchased or newly established by a newspaper that satisfies the requirements of paragraph (a) of this subdivision; and

(3) A list of bona fide subscribers voluntarily engaged as such, who have paid or agreed to pay a stated price for a subscription for a definite period of time…

If a public notice required by law to be published once a week for a given number of weeks is to be published in a daily, triweekly, semiweekly, or weekly newspaper, the notice shall appear once a week, on the same day of each week. Every affidavit to proof of publication shall state that the newspaper in which such notice was published has complied with the provisions of this section.”

Why this reaches an association

Section 493.050 is the gatekeeper for “all legal publications affecting the title to real estate” — which includes the published notice of a trustee's sale, and any assessment-lien foreclosure or judicial-sale publication an association's counsel runs.

Three practical changes follow. A qualifying newspaper now needs only one year of regular consecutive publication rather than three. A successor to a defunct paper gets 90 days rather than 30 to start up and inherit the prior paper's status. And a paper purchased or newly established by an already-qualifying paper also qualifies.

The effect, in two directions

Fewer failed publications. In rural and consolidating Missouri counties, the practical problem has been that the only surviving newspaper was too new to qualify. That obstacle is largely gone.

And a narrower title-defect argument. The flip side is that there is now less ground to attack a completed sale on the theory that the publishing paper did not qualify. That argument has been a real one in Missouri title practice, and it just got smaller.

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Related Missouri HOA Topics

← All Missouri HOA Topics

  1. SCS HB 1940 (2026), truly agreed and finally passed text — § 493.050, RSMo and related sections ↩
  2. Official House summary of SCS HB 1940 (2026) ↩
  3. Missouri Senate, Governor's Action on Truly Agreed Bills, 2026 Regular Session ↩
  4. Mo. Rev. Stat. ch. 355 — Missouri nonprofit corporation law, unamended since 2020 ↩

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