The one heard this week

Interim study 26-041, Rep. Rob Hall's (R-Tulsa) housing affordability study, was heard today, September 15, at 9 a.m. in Room 206 of the State Capitol, before the County and Municipal Government Committee. Its scope is “free-market approaches, private property rights, regulatory burdens and the balance between affordability, quality and safety.”²

Hall's own announcement made no mention of HOAs, covenants, accessory dwellings or short-term rentals.

Hall on the purpose: “These studies are an opportunity to hear from national experts and local leaders to get a better understanding of what is already happening in these areas. As we evaluate what role the Legislature should play in addressing the issues of housing costs and school discipline, we want to hear from the people who work in these fields every day. We know they can help identify where, if anywhere, state policy changes could be helpful. Once these conclude, we'll have a better idea of what our next steps should be.”

That is the sentence to hold on to: “we'll have a better idea of what our next steps should be.” The interim is where 2027's bills get their shape.

Why the absence is the story

Study 26-037, on home insurance rates, was requested by Rep. Stacy Jo Adams — a working insurance agent and House author of the rate-filing bill that becomes law in July 2027. Participants are to include “insurance professionals, contractors, builders, real estate professionals, adjusters, consumer advocates and homeowners.” Adams: “This issue hits close to home for me in more than one way. As a customer-facing insurance agent and a state representative, I hear the frustration across the desk and across the district.” Sneed: “Our plan for this study is to dig into the costs that may not be as obvious. We know property values have increased significantly, building materials and labor cost more and we know storms seem to love Oklahoma.”

Note who is not on that participant list: community associations. Oklahoma's condominium master policies are among the most distorted products in the state's property market — percentage hail deductibles, actual-cash-value roof schedules, and no residual market behind them — and the study of home insurance rates is not looking at them.

What that means for anyone who wants a 2027 bill

Two structural facts make the interim unusually important in Oklahoma.

There is no public testimony during session. The Community Associations Institute states it plainly: “Oklahoma legislative procedure includes no formal public testimony opportunity, making grassroots outreach essential.”³ An interim study is one of the few settings in which an outside voice is heard on the record at all.

The calendar is short. Studies conclude October 30. Bill requests are due December 4, 2026. The introduction deadline is 4:00 p.m. on January 14, 2027, and the 61st Legislature convenes February 1, 2027. Anyone who wants an association measure in 2027 has roughly eleven weeks to get a legislator to request one.

That matters because HB 2800 — which would have capped association fees at $175, capped a good-standing letter at $50 with a seven-day deadline, and required 72-hour electronic access to the governing documents — passed the House 73–14 in 2025 and then sat in Senate Judiciary for two years without a hearing. It is dead and would have to be refiled from scratch.

Two corrections worth making

The Senate has no home-insurance study this year. Sen. Kirt's homeowners-insurance interim study was in 2025, held over two sessions on September 30 and October 7. There is no 2026 Senate insurance-cost study.

A widely circulating “Rep. Dollens interim study on corporate landlords and tenant protections, September 12” is a 2022 story that search engines are dating to 2026. Dollens' 2026 studies are 26-007 on aging and 26-058 on property records.

What to watch next

The reports from 26-037, 26-041 and 26-084 by October 30, and then the December 4 request deadline. If no association bill is requested by then, Oklahoma's 2027 session opens with nothing on the subject — for the third consecutive legislature.