Colorado's drought shield against HOA watering fines is narrower than owners think
Colorado's drought shield against HOA watering fines is narrower than owners think
2026-09-10 · Colorado · Regulation
Colorado's HOA regulator has told boards and owners that the statute protecting a brown lawn during a drought does not protect an owner who simply stopped watering. The HOA Information and Resource Center posted the advisory on July 23, 2026, after Governor Jared Polis activated Phase 3 of Colorado's Drought Response Plan on June 4, 2026 “in response to record-low snowpack and prolonged warm temperatures across the state.”1
The Center reports “an increase of complaints related to homeowners receiving violation notices from their HOAs about their un-watered lawns” — which is what prompted it to explain the provision.
What the statute says
C.R.S. 38-33.3-302(k)(II), quoted in the advisory:
“The association may not levy fines against a unit owner for violations of declarations, bylaws, or rules of the association for failure to adequately water landscapes or vegetation for which the unit owner is responsible when water restrictions or guidelines from the local water district or similar entity are in place and the unit owner is watering in compliance with such restrictions or guidelines. The association may require proof from the unit owner that the unit owner is watering the landscape or vegetation in a manner that is consistent with the maximum watering permitted by the restrictions or guidelines then in effect.”
The reading that matters
The Center's own analysis is worth quoting in full, because it is the state correcting a widespread assumption:
“Upon initial review, the statute appears to prohibit HOAs outright from fining unit owners for not watering their lawns during a drought; however, closer examination reveals that HOAs may still fine HOA unit owners if the unit owner is not in compliance with the water restriction or guideline from the local water district.”
The worked example the Center gives: if the district permits watering on Tuesdays and Fridays, “HOAs may require proof that unit owners are watering at a minimum, every Tuesday and Friday.” If the owner cannot show that, “the HOA may still be able to fine the unit owner under this section for non-compliance with landscaping standards, even if a local watering restriction is in effect.”
The shield, in other words, is conditional. It protects the owner watering to the ceiling the restriction allows. It does not protect the owner who has turned the sprinklers off.
The gap the agency admits
Having explained the standard, the Center then names the problem with it: “the statute does not contemplate what might be considered adequate ‘proof’.”
It suggests owners and boards consult counsel, and offers examples — photographs or video showing the irrigation system running on permitted days and times. That is a suggestion from an information office, not a rule, and it does not resolve the question.
So both sides are operating on an undefined evidentiary standard: the board writing the violation letter, and the owner answering it. We are not going to pick a side on what proof suffices in any particular case. What we can say is that this is a genuinely unresolved point of Colorado law and both parties should treat it that way.
A board's options this season
Say what proof you will accept, in advance and in writing. A board that publishes an accepted-evidence list — a dated irrigation-controller screenshot, a photograph with a timestamp, a water-district usage record — before it issues violation letters converts an undefined standard into a knowable one for its members. That is defensible. Improvising the standard in response to each appeal is not.
Check the restriction before the covenant. The provision keys to “restrictions or guidelines from the local water district or similar entity.” The board needs the current restriction in front of it, by district, because the permitted days and the maximum watering set the ceiling the owner is measured against.
Distinguish a brown lawn from a dead landscape. The statute is about failure to adequately water. Where a covenant requires a living green lawn as an aesthetic standard, and the district's maximum permitted watering cannot maintain one, the association is asking for something the restriction forbids — and the fine is exactly what the provision is aimed at.
And do not confuse this with the xeriscape rules. Colorado has separately provided, in the water-wise landscaping provisions of C.R.S. 38-33.3-106.5 added by SB23-178, that an association “may not prohibit the use of xeriscape, nonvegetative turf grass, or drought-tolerant vegetative landscapes to provide ground covering to property.” A board enforcing a must-maintain-living-turf covenant against an owner who wants to convert is on the wrong side of long-standing state law, and that has nothing to do with drought phases.
The direction the rest of Colorado law is moving
The drought advisory sits inside a broader shift that runs one way: away from turf.
HB25-1113, signed May 20, 2025 and effective August 6, 2025, extended the SB24-005 prohibition on installing nonfunctional turf, artificial turf or invasive plant species. Under that regime, from January 1, 2026, local entities may not install or allow installation of nonfunctional turf on commercial, institutional or industrial property, common interest community property, or a street right-of-way, median or transportation corridor — and from January 1, 2028 the regime extends to multifamily residential premises with more than twelve dwelling units, with local development regulations to be amended by that date.
Two things about that law get misread constantly. It is a duty on local entities, not a direct command to a board. And no existing turf must be removed — the prohibition is on new installation in new or redeveloped projects.
The practical consequence for a board planning a common-element replant is nonetheless real: check whether the local government's regulations now bar the bluegrass the landscape architect just specified.
What to watch next
The Center has run two water-and-landscaping forums in eighteen months — a March 4, 2026 session on lawn conversion resources and water-wise landscaping with a Colorado State University Extension guest, alongside this advisory. Its forum calendar is a leading indicator of what the state is hearing about, and water is on it.
Denver is also drafting a citywide Resilient Landscapes zoning text amendment that would ban planting nonfunctional turf, with council review anticipated in 2026. The city's own materials are explicit that the rules “would apply to new development and some redevelopment sites only” and that “this will not be a requirement for existing property.” Twenty-three complaints reached the state in 2025 in its xeriscaping and landscaping category. That number is unlikely to fall.
Related Colorado HOA Topics
- HOA Center Advisory: Watering Lawn During Statewide Droughts (July 23, 2026), Colorado Division of Real Estate — source of the quoted statute and the Center's analysis ↩
- HB25-1113, "Limit Turf in New Residential Development" — bill page, Colorado General Assembly ↩
- SB23-178, "Water-wise Landscaping in Homeowners' Association Communities" — bill page, Colorado General Assembly ↩
- Denver Resilient Landscapes text amendment project page, City and County of Denver ↩
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