Florida HOA Governing Statute

Florida HOA Governing Statute

1. Overview — How HOAs are governed in Florida

Florida runs the second-largest community-association market in the country. About 50,100 associations operate here, just behind California's roughly 51,250.1 What sets Florida apart is how it governs them: not with a single consolidated code, but with three parallel statutes.

Condominium associations answer to Chapter 718, the Condominium Act, which the Legislature first enacted in 1976.2 Cooperative associations fall under Chapter 719, the Cooperative Act.3 And planned-community homeowners' associations that are neither condominiums nor cooperatives operate under Chapter 720, the Homeowners' Association Act, which pulled together earlier provisions from Chapter 617 in 1992.4

These three chapters do not interchange, and the state does not regulate them evenly. The Department of Business and Professional Regulation — working through its Division of Florida Condominiums, Timeshares, and Mobile Homes — oversees Chapter 718 and Chapter 719 communities. It handles mandatory filings, investigates complaints, levies civil penalties, issues declaratory statements, and runs mandatory non-binding arbitration. It does not regulate Chapter 720 HOAs, except in narrow election and recall disputes.5

Then came Surfside. After the June 24, 2021 partial collapse of Champlain Towers South, the Legislature passed SB 4-D in 2022 and a string of follow-on bills. Those laws require milestone structural inspections under § 553.899 and structural integrity reserve studies under § 718.112(2)(g) and § 719.106(1)(k). The catch: those obligations apply to condominium and cooperative buildings three habitable stories or higher. They do not reach Chapter 720 planned communities.6

Florida adds one more layer. Anyone who takes compensation to manage an association with more than ten units, or a budget above $100,000, must hold a community association manager (CAM) license under Chapter 468, Part VIII — and that requirement runs across all three chapters.7

The result is a state where the operative statute, the regulator, and the inspection regime all depend on one thing: the legal form of the community.

2. The statutory framework

Chapter 718, the Condominium Act

The Condominium Act, codified at Fla. Stat. §§ 718.101 to 718.622, governs every condominium "created and existing" in Florida. A condominium comes into being when someone records a declaration of condominium under § 718.104.8

The chapter breaks into seven parts: Part I, general provisions (§§ 718.101 to 718.129); Part II, the rights and obligations of developers (§§ 718.202 to 718.203); Part III, the rights and obligations of the association (§§ 718.301 to 718.303); Part IV, special types of condominiums (§§ 718.401 to 718.406); Part V, regulation and disclosure before the sale of residential condominiums (§§ 718.501 to 718.509); Part VI, conversions to condominium (§§ 718.604 to 718.622); and Part VII, distressed condominium relief.9

Section 718.103 defines the key terms — "unit," "common elements," "association," "declaration," "developer," and, after the post-Surfside amendments, "structural integrity reserve study" and "milestone inspection." Chapter 718 also sets owner-approval thresholds that separate Florida from states that adopted the Uniform Common Interest Ownership Act. Under § 718.113(2)(a), material alterations or substantial additions to the common elements require approval from 75 percent of total voting interests unless the declaration says otherwise. Under § 718.110(4), materially changing a unit's appurtenances or its share of the common elements requires unanimous consent of the affected owners.10

The post-Surfside framework now sits at the center of Chapter 718. Section 553.899, created by SB 4-D in 2022, requires a milestone inspection by a Florida-licensed engineer or architect for every condominium or cooperative building three stories or higher. The first inspection comes when the building turns 30 — or 25, if it stands within three miles of the coast — and every ten years after that.11

Section 718.112(2)(g) requires a structural integrity reserve study, or SIRS, at least every ten years for those same buildings. The study covers the roof, load-bearing walls, floor, foundation, fireproofing, plumbing, electrical, waterproofing and exterior painting, windows, and any other item whose deferred-maintenance cost tops the statutory threshold. HB 913 (2025) raised that threshold from $10,000 to $25,000 and indexed it to inflation each year.12

HB 1021 (2024) added still more. It created a director-education curriculum, required quarterly board meetings for associations with more than ten units, expanded the official-records requirements, attached criminal penalties to kickbacks and willful records denials, and — effective January 1, 2026 — required associations of 25 or more units to post information to a website.13

HB 913 (2025) then pushed the original SIRS completion deadline from December 31, 2024 to December 31, 2025, authorized loans and special assessments as reserve-funding sources, and allowed a two-year pause in reserve contributions after a passing milestone inspection, if owners approve.14

The Division of Florida Condominiums, Timeshares, and Mobile Homes enforces Chapter 718 under § 718.501. That includes arbitrating certain disputes under § 718.1255 and imposing civil penalties of up to $5,000 per violation.15

Chapter 719, the Cooperative Act

Chapter 719, codified at Fla. Stat. §§ 719.101 to 719.622, governs cooperative associations — residential communities where a corporation holds title to the real property and members own shares with proprietary leases rather than fee-simple units.16

The chapter tracks Chapter 718 in structure — general provisions, association rights and obligations, regulation and disclosure before sale — and borrows many of the same drafting conventions. But the form of ownership differs, and the cooperative reserve, financial-reporting, and dispute provisions live in §§ 719.104, 719.106, and 719.1255 rather than under the Chapter 718 numbering.17

Cooperatives answer to the same DBPR oversight as condominiums under § 719.501. SB 4-D explicitly extended milestone inspections and structural integrity reserve studies to cooperative buildings three habitable stories or higher; § 719.106(1)(k) mirrors the Chapter 718 SIRS framework, and HB 913 (2025) applied its budget, reserve-funding, and online-account changes to both chapters.18

Chapter 720, the Homeowners' Association Act

Chapter 720, codified at Fla. Stat. §§ 720.301 to 720.407, governs Florida not-for-profit corporations that run residential communities where membership comes automatically with owning a parcel, and where the association can levy assessments that may become a lien on that parcel.19

The Legislature created the chapter in 1992 to consolidate provisions that had lived in Chapter 617, the Florida Not For Profit Corporation Act. In § 720.302, lawmakers said their intent was to "give statutory recognition to corporations not for profit that operate residential communities" — while expressly declining to create a state agency to regulate HOAs.20

Chapter 720 has three parts: Part I, general provisions (§§ 720.301 to 720.318); Part II, disclosure before the sale of residential parcels (§§ 720.401 to 720.402); and Part III, covenant revitalization.21

The differences from Chapter 718 matter in practice. First, § 720.302(2) declares that "it is not in the best interest of homeowners' associations or the individual association members thereof to create or impose a bureau or other agency of state government to regulate the affairs of homeowners' associations." DBPR's jurisdiction over Chapter 720 communities reaches only election and recall arbitration under § 720.306(9) and § 720.303(10).22

Second, Chapter 720 says far less about reserves. Under § 720.303(6), reserves are opt-in: creating statutory reserve accounts takes an affirmative majority vote of total voting interests. That stands apart from § 718.112(2)(g), which makes SIRS reserves mandatory for taller condo buildings.23

Third, the post-Surfside milestone-inspection and SIRS framework in § 553.899 and § 718.112(2)(g) applies only to condominium and cooperative buildings — not to Chapter 720 planned communities.24

For Chapter 720 communities, the substantive obligations flow from the recorded covenants, conditions, and restrictions, or CC&Rs. The statute supplements them, and so do Chapter 617's not-for-profit governance rules, which fill in by default wherever Chapter 720 is silent.25

HB 1203 (2024), Ch. 2024-221, Laws of Florida, expanded Chapter 720's disclosure, records, fining, and education requirements. Among other things, it required HOAs of 100 or more parcels to maintain a website with downloadable governing documents by January 1, 2025, and added a four-hour director-education requirement.26

So the threshold question for any Florida community is its legal form. A condominium recorded under § 718.104 invokes Chapter 718. A cooperative invokes Chapter 719. A planned community of fee-simple parcels with mandatory membership and assessment authority invokes Chapter 720. Mixed-use master communities can contain all three forms at once, and you determine the obligations community-by-community, from the recorded instruments.

3. Compliance obligations created by the statutory framework

Governance obligations

All three chapters require mandatory annual member meetings, board-meeting notice, and official-records inspection rights. Section 718.112(2) requires condominium boards to hold an annual meeting — and, after HB 1021 (2024), quarterly board meetings in associations with more than ten units — where members can question the board on construction, expenditures, and other matters. Section 719.106 places parallel duties on cooperatives, and § 720.303 requires HOA board meetings to be open and noticed.27

Election procedures diverge sharply. Chapter 718 elections run by written ballot under § 718.112(2)(d), with statutory deadlines, ballot-secrecy rules, and DBPR arbitration of election disputes under § 718.1255. Chapter 720 elections proceed "as provided in the governing documents" under § 720.306(9), with DBPR arbitrating only election and recall disputes.28

Both chapters picked up director-education requirements in 2024, and those apply mandatorily — a declaration cannot waive them.29

Financial obligations

Assessment authority, lien rights, and collection procedures appear in § 718.116 for condominiums, § 719.108 for cooperatives, and § 720.3085 for HOAs. Each chapter creates a statutory lien for unpaid assessments that runs with the parcel.

Reserve obligations are where the chapters split. Section 718.112(2)(g), as amended by SB 4-D and HB 913, requires residential condominium associations with buildings three habitable stories or higher to obtain a SIRS by December 31, 2025 and to fully fund SIRS-identified reserves in budgets adopted on or after December 31, 2024 — with no waiver available. Section 719.106(1)(k) mirrors that obligation for cooperatives.30

Chapter 720 imposes no such mandate. Under § 720.303(6), HOA reserves stay a voter-initiated, opt-in regime unless the original developer-controlled declaration required them, and the post-Surfside structural integrity reserve study rules simply do not apply.31

Disclosure obligations

Estoppel certificates follow parallel provisions: § 718.116(8) for condos, § 719.108(6) for coops, and § 720.30851 for HOAs. All three require issuance within ten business days of a written request and cap the fees, which DBPR adjusts every five years by the Consumer Price Index. The 2022 DBPR adjustment set the maximum at $299 for preparation, $119 for expedited service, and $179 for delinquent accounts — and an association that misses the ten-business-day deadline forfeits the right to charge any fee at all.32

Resale disclosure summaries come from § 720.401 for HOAs and § 718.503 for condos. HB 913 (2025) stretched the buyer's review period for condo purchase contracts from three days to seven.33

Chapter 718 and Chapter 719 associations file annual data and fees with DBPR under § 718.501 and § 719.501. Chapter 720 HOAs do not file with DBPR — but as of January 1, 2025, HOAs with 100 or more parcels must maintain a public website hosting governing documents, budgets, and meeting notices under § 720.303(5).34

Dispute resolution obligations

Florida splits its dispute-resolution framework. Section 720.311 requires presuit mediation before litigation for certain Chapter 720 disputes — covenant enforcement, parcel-use disputes, document-amendment disputes, board-meeting disputes, and records-access disputes. It excludes collections, election, and recall disputes.35

Section 718.1255 requires either DBPR non-binding arbitration or presuit mediation before condominium owners or associations can file most disputes in court, and it routes election and recall disputes to DBPR arbitration.36

DBPR can also impose civil penalties up to $5,000 per violation against Chapter 718 and Chapter 719 associations under § 718.501(1)(d) and § 719.501(1)(d). No equivalent authority exists for Chapter 720 HOAs. The arbitration and mediation requirements are mandatory and cannot be waived by the declaration; the underlying substantive disputes, by contrast, the governing documents can vary within the chapter's mandatory floors.37

4. Florida's recent legislative and judicial activity

Florida produces some of the highest volume of community-association legislation in the country, and the post-Surfside cycle hasn't let up.

Recent bills

Since the Surfside collapse, Florida's lawmakers have reworked community-association rules nearly every session. Here are the measures now in force and what each one changes.

Status Signed
Last verified May 25, 2026
Docket

HB 1021 · Ch. 2024-244 · 2024 Regular Session

Effective
Jul 1, 2024
Sunset
N/A
Community Associations

Signed by Governor Ron DeSantis on June 14, 2024, HB 1021 reworked Chapter 718. It required director education, mandatory quarterly board meetings in associations with more than ten units, expanded official-records categories, criminal penalties for kickbacks and willful records denials, and hurricane-protection cost-allocation rules. It also lowered the website-posting threshold from 150 units to 25, effective January 1, 2026.[38]

What this means, by role
Property managers You face a 20-business-day records-return deadline after a contract ends, a $1,000-per-day penalty for missing it, and mandatory CAM attendance at the annual meeting.
HOA board members You must complete four hours of education within a year of election, hold quarterly meetings, and field member questions on construction and finances at each one.
Community association attorneys Advise clients on new felony exposure for kickbacks and record destruction, the revised hurricane-protection framework, and DBPR's expanded post-turnover audit authority.
Homeowners You gain anti-retaliation protection under § 718.1224, and the lower website-posting threshold improves your access to records.
Status Signed
Last verified May 25, 2026
Docket

HB 1203 · Ch. 2024-221 · 2024 Regular Session

Effective
Jul 1, 2024
Sunset
N/A
Homeowners' Associations

Signed May 31, 2024, HB 1203 added director education and expanded records requirements. It barred HOA fines for certain garbage-receptacle and holiday-decoration timing issues, prohibited covenants that restrict pickup trucks parked where passenger vehicles are allowed, and required HOAs of 100 or more parcels to maintain a website with specified records by January 1, 2025.[39]

What this means, by role
Property managers Keep HOA records for a new seven-year retention period, and document conflict-of-interest disclosures plus two-thirds board approval for related-party contracts.
HOA board members Architectural denials now require written notice citing the specific rule, fines are barred where a violation is cured before the hearing, and debit cards are prohibited.
Community association attorneys Compound interest on delinquent assessments is prohibited under § 720.3085, alongside a revised fining process and a 30-day fine-payment window.
Homeowners You gain stronger rights to inspect records and protection from certain parking and holiday-decoration enforcement actions.
Status Signed
Last verified May 25, 2026
Docket

HB 913 · Ch. 2025-175 · 2025 Regular Session

Effective
Jul 1, 2025
Sunset
N/A
Condominium and Cooperative Associations

Signed June 23, 2025, HB 913 extended the SIRS deadline to December 31, 2025; raised the reserve-item threshold from $10,000 to $25,000 with inflation indexing; and authorized loans, lines of credit, and special assessments as reserve-funding sources subject to member approval. It allowed unit-owner-controlled associations a two-year pause in reserve contributions after a passing milestone inspection, required all condos and coops to keep an online DBPR account by October 1, 2025, authorized recorded video-conference board meetings, clarified that milestone inspections apply to buildings of three habitable stories, and required replacement-cost insurance appraisals at least every three years.[40]

What this means, by role
Property managers A DBPR online account was required by Oct. 1, 2025, and CAMs with revoked licenses are barred from industry work for ten years.
HOA board members You get reserve-funding flexibility — but only after a milestone inspection identifies repairs, and budgets rising 15 percent or more now trigger a proactive membership vote.
Community association attorneys Account for new affidavit and recordkeeping requirements, revised criminal-penalty standards for records denials, and revised condo-termination procedures.
Homeowners Your buyer review window grew from three days to seven, and a majority vote can pause reserve contributions to fund inspection-identified repairs.
Status Signed
Last verified May 25, 2026
Docket

HB 393 · Ch. 2025-173 · 2025 Regular Session

Effective
Jun 23, 2025
Sunset
N/A
My Safe Florida Condominium Pilot Program

Signed June 23, 2025, HB 393 amended the My Safe Florida Condo grant program. It limited funded improvements to those that produce insurance mitigation credits, lowered the approval threshold from 100 percent to 75 percent of unit owners in the affected structure, added roof-covering replacement as eligible, and barred associations that aren't current on SIRS and milestone inspections from applying.[41]

What this means, by role
Property managers Staying current on SIRS and milestone inspections is now a gating prerequisite for grant access.
HOA board members You can pursue wind-mitigation grants with 75 percent owner approval rather than unanimity.
Community association attorneys Grant ineligibility for non-compliant associations creates new fiduciary exposure for boards that delay SIRS work.
Homeowners You gain access to state-funded mitigation upgrades that may lower insurance premiums.

Recent court rulings

Florida's appellate courts are sharpening how associations handle records, repairs, terminations, and covenant enforcement. A handful of recent decisions stand out.

Status Final
Last verified May 25, 2026
Case

Pecchia v. Wayside Estates Home Owners Association, Inc.

Florida Fifth District Court of Appeal · 388 So. 3d 1136 · No. 5D2023-0963
Decided
Jun 7, 2024
Court
Fla. 5th DCA

The Fifth DCA reversed a Seminole County trial court that had found "substantial compliance" enough under § 720.303(4) and (5). The court held that the statute's use of "shall" leaves no flexibility on the ten-business-day records-production deadline, and that bank statements, canceled checks, and insurance policies fall within the accounting records an HOA must maintain.[42]

What this means, by role
Property managers Partial or late production counts as non-compliance; statutory $50-per-day damages and a rebuttable presumption of willfulness attach after the tenth business day.
HOA board members You must produce the full statutory categories of records, not a curated subset — and eventual production is no defense.
Community association attorneys Plaintiffs need not prove damages to recover statutory penalties, and injunctive relief stays available even after some records are produced.
Homeowners You gain stronger remedies for records denials, including statutory damages without proof of harm.
Status Final
Last verified May 25, 2026
Case

Avila v. Biscayne 21 Condominium, Inc.

Florida Third District Court of Appeal · No. 3D23-1616
Decided
Mar 13, 2024 (reh. Jul 10, 2025)
Court
Fla. 3d DCA

The Third DCA held that a developer-controlled board cannot unilaterally amend a condominium declaration to lower a 100 percent unanimous-consent termination requirement. The court found the original threshold was a contractual right protected from impairment — a ruling with real weight for Chapter 718 termination litigation under § 718.117. The Florida Supreme Court denied review on October 14, 2025.[43]

What this means, by role
Property managers Termination amendments demand careful review of the original declaration, where Kaufman language remains determinative.
HOA board members Developer-era amendments to termination thresholds are now open to impairment-of-contract challenge.
Community association attorneys Biscayne 21 is binding precedent in the Third District, and holdout-owner leverage in bulk-buyer deals is materially stronger.
Homeowners Original unanimous-consent provisions protect you against forced termination at lower thresholds.
Status Final
Last verified May 25, 2026
Case

McLlenan v. Cypress Chase N. Condo. No. 4 Ass'n, Inc.

Florida Fourth District Court of Appeal · 387 So. 3d 321 · No. 4D2023-1269
Decided
Jun 5, 2024
Court
Fla. 4th DCA

The Fourth DCA reversed a summary judgment for the association, holding that under § 718.113(1) an association's duty to maintain the common elements does not vanish simply because the damage started in another unit. The association must complete the repair first and can pursue cost recovery from the responsible owner afterward.[44]

What this means, by role
Property managers Don't deny a common-element repair just because the leak started upstairs — document the source, repair first, then pursue recovery.
HOA board members The association's maintenance duty under § 718.113(1) survives even when a neighboring unit caused the damage.
Community association attorneys Advise boards to repair first and charge back later; "another unit caused it" is no defense to the statutory duty.
Homeowners You can compel the association to fix common-element damage even when the water came from another unit.
Status Final
Last verified May 25, 2026
Case

Park Crossing Homeowners Association, Inc. v. Suarez

Florida Fourth District Court of Appeal · 415 So. 3d 676 · Nos. 4D2023-3116, 4D2024-0170
Decided
Apr 30, 2025
Court
Fla. 4th DCA

In consolidated appeals, the Fourth DCA affirmed a narrowly tailored injunction enforcing restrictive covenants under § 720.305(1). The court held that the usual equitable requirements of irreparable harm and an inadequate remedy at law are relaxed in Chapter 720 covenant-enforcement cases, and that individual board members are not personally liable under the Fair Housing Act absent constructive eviction.[45]

What this means, by role
Property managers Covenant-enforcement actions no longer require the usual proof of irreparable harm, so keep clean violation records.
HOA board members Courts will enforce narrowly tailored covenant injunctions, and you're generally shielded from personal FHA liability absent constructive eviction.
Community association attorneys Plead the relaxed equitable standard under § 720.305(1); the irreparable-harm and inadequate-remedy elements are eased.
Homeowners Associations now have a smoother path to injunctions enforcing restrictive covenants.

Active legislative debates

Not everything has settled into law. Two fights remain live — one over softening the post-Surfside safety mandates, one over making it easier to dissolve an HOA.

Status Current
Last verified May 25, 2026
Sponsors

Sen. Rosalind Osgood & Rep. Mitch Rosenwald

Condo reserve-relief proposals and HB 675 / SB 696 senior-grant measures
Filed
2025
Type
Proposal

Sen. Rosalind Osgood (D-Tamarac) introduced legislation in the 2025 session to delay reserve-funding deadlines, raise the inspection trigger from three to five habitable stories, and distinguish coastal from inland condos. With Rep. Mitch Rosenwald (D-Oakland Park), she also filed HB 675/SB 696 to create one-time state grants for low-income senior condo owners. The push grew out of the December 4, 2024 Condo Summit at Florida Atlantic University's Davie Campus, where then-Senate Democratic Leader Jason Pizzo said, "We went 30 years without doing anything, and all of a sudden we're shocked and surprised that we're gonna have an expensive sort of wake-up call of tough-love measure?"[46]

What this means, by role
Property managers Watch for possible changes to reserve-funding deadlines and to which buildings the inspection rules cover.
HOA board members Proposed relief could ease reserve timelines, but nothing is law yet — keep planning to current deadlines.
Community association attorneys Track the three-versus-five-story trigger and the coastal/inland distinction; either would reshape which clients are covered.
Homeowners Low-income senior condo owners could see one-time state grants if HB 675/SB 696 advances.
Status Died in Senate
Last verified May 25, 2026
Docket

HB 657 · 2026 Regular Session

Sponsor: Rep. Juan Carlos Porras — Homeowners' Association Dissolution and Accountability Act
House vote
108–2 (Mar 5, 2026)
Outcome
Died Mar 13, 2026

Rep. Juan Carlos Porras filed HB 657 to create a new Homeowners' Association Dissolution and Accountability Act. It would have allowed HOA termination by a two-thirds member vote and eliminated the presuit mediation requirements under § 720.311. The bill passed the Florida House 108–2 on March 5, 2026, then died in the Senate Rules Committee on March 13, 2026 as the session closed.[47]

What this means, by role
Property managers Had it passed, dissolving an HOA would have needed only a two-thirds member vote — watch for a refile next session.
HOA board members The bill would have removed presuit mediation under § 720.311, changing how disputes begin.
Community association attorneys A future version could strip mediation requirements and add a statutory dissolution path — track the next session closely.
Homeowners The measure aimed to give members a clearer route to dissolve an underperforming HOA.

5. National positioning and related coverage

Florida stands alongside California (the Davis-Stirling Common Interest Development Act), Texas (Property Code Chapters 82, 209, and 552), and Arizona (Title 33) as a comprehensive non-UCIOA state — one that built its own statutory framework rather than adopting the Uniform Common Interest Ownership Act.

What distinguishes Florida is the three-chapter split; DBPR's authority over Chapter 718 and Chapter 719 communities but not Chapter 720; the post-Surfside structural integrity reserve study and milestone-inspection regime that reaches only condominium and cooperative buildings; mandatory CAM licensing under Chapter 468, Part VIII; and a community-association housing stock second only to California's. Florida's roughly 50,100 associations rank ahead of Texas, Illinois, North Carolina, and New York, according to the Foundation for Community Association Research's 2024 Fact Book.

For multi-state property-management firms, the practical lesson is simple: identify each community's chapter before you apply any standardized policy. Treat a Chapter 720 HOA like a Chapter 718 condominium — or the reverse — and you'll produce predictable compliance failures, especially around reserves, inspections, and dispute resolution.

6. Closing note

HOA Weekly updates its Florida Governing Statute coverage quarterly, with interim alerts when DBPR issues a significant declaratory statement or the Legislature enacts a mid-cycle amendment. Federal frameworks also apply to Florida associations — the Fair Housing Act, the Corporate Transparency Act, FCC over-the-air reception rules, and Fannie Mae and Freddie Mac condominium-project eligibility standards — and HOA Weekly covers those separately under its federal vertical.

Footnotes

  1. Found. for Cmty. Ass'n Rsch., 2024 Community Association Fact Book (2024) (Fla. ≈ 50,100 associations; Cal. ≈ 51,250).
  2. Fla. Stat. ch. 718 (2025) (Condominium Act).
  3. Fla. Stat. ch. 719 (2025) (Cooperative Act).
  4. Fla. Stat. ch. 720 (2025) (Homeowners' Association Act).
  5. Jurisdiction Regarding the Condominium and Cooperative Acts, Fla. Dep't of Bus. & Pro. Regul. (last visited May 25, 2026).
  6. Fla. S.B. 4-D, 2022 Leg., Spec. Sess. (Fla. 2022) (enrolled); Fla. Stat. § 553.899 (2025).
  7. Fla. Stat. §§ 468.431–.438 (2025) (community association manager licensing).
  8. Fla. Stat. §§ 718.102, .104 (2025).
  9. Fla. Stat. ch. 718, pts. I–VII (2025).
  10. Fla. Stat. §§ 718.110(4), .113(2)(a) (2025).
  11. Fla. S.B. 4-D, 2022 Leg., Spec. Sess. (Fla. 2022) (bill summary); Fla. Stat. § 553.899 (2025).
  12. Fla. H.B. 913, 2025 Leg., Reg. Sess. (Fla. 2025); Fla. Stat. § 718.112(2)(g) (2025).
  13. Ch. 2024-244, 2024 Fla. Laws (H.B. 1021).
  14. Ch. 2025-175, 2025 Fla. Laws (H.B. 913).
  15. Fla. Stat. §§ 718.501, .1255 (2025).
  16. Fla. Stat. § 719.103, ch. 719 pt. I (2025).
  17. Fla. Stat. §§ 719.104, .106, .1255 (2025).
  18. Fla. Stat. §§ 719.106(1)(k), 553.899 (2025); Fla. H.B. 913, 2025 Leg., Reg. Sess. (Fla. 2025).
  19. Fla. Stat. §§ 720.301, .3015 (2025).
  20. Staff Analysis, Fla. H.B. 983, 2025 Leg., Reg. Sess. (Fla. 2025) (describing chapter history); Fla. Stat. § 720.302 (2025).
  21. Fla. Stat. ch. 720, pts. I–III (2025).
  22. Fla. Stat. §§ 720.302(2), .306(9), .303(10) (2025).
  23. Fla. Stat. § 720.303(6) (2025).
  24. Fla. Stat. § 553.899(3) (2025) (applying only to ch. 718 and ch. 719 associations).
  25. Fla. Stat. ch. 617 (2025) (Florida Not For Profit Corporation Act) (default rules for HOA corporate governance).
  26. Ch. 2024-221, 2024 Fla. Laws (H.B. 1203).
  27. Fla. Stat. §§ 718.112(2)(c), 719.106(1)(c), 720.303(2) (2025).
  28. Fla. Stat. §§ 718.112(2)(d), 720.306(9), 718.1255 (2025).
  29. Fla. Stat. §§ 718.112(2)(d)4.b., 720.3033 (2025) (condominium and HOA director education).
  30. Fla. Stat. §§ 718.112(2)(g), 719.106(1)(k) (2025); Fla. H.B. 913, 2025 Leg., Reg. Sess. (Fla. 2025).
  31. Fla. Stat. §§ 720.303(6), 553.899 (2025).
  32. Fla. Stat. §§ 718.116(8), 719.108(6), 720.30851 (2025) (DBPR estoppel certificate fee schedule, 2022 CPI adjustment).
  33. Fla. Stat. §§ 720.401, 718.503 (2025); Fla. H.B. 913, 2025 Leg., Reg. Sess. (Fla. 2025).
  34. Fla. Stat. §§ 720.303(5), 718.501, 719.501 (2025) (§ 720.303(5) as amended by ch. 2024-221, 2024 Fla. Laws).
  35. Fla. Stat. § 720.311(2)(a) (2025).
  36. Arbitration Program, Fla. Dep't of Bus. & Pro. Regul. (last visited May 25, 2026); Fla. Stat. § 718.1255(4)–(5) (2025).
  37. Fla. Stat. §§ 718.501(1)(d), 719.501(1)(d) (2025).
  38. Ch. 2024-244, 2024 Fla. Laws (H.B. 1021).
  39. Ch. 2024-221, 2024 Fla. Laws (H.B. 1203).
  40. Ch. 2025-175, 2025 Fla. Laws (H.B. 913).
  41. Ch. 2025-173, 2025 Fla. Laws (H.B. 393).
  42. Pecchia v. Wayside Estates Home Owners Ass'n, 388 So. 3d 1136 (Fla. 5th DCA 2024).
  43. Avila v. Biscayne 21 Condo., No. 3D23-1616 (Fla. 3d DCA Mar. 13, 2024), opinion revised on reh'g (Fla. 3d DCA July 10, 2025), review denied (Fla. Oct. 14, 2025).
  44. McLlenan v. Cypress Chase N. Condo. No. 4 Ass'n, 387 So. 3d 321 (Fla. 4th DCA 2024).
  45. Park Crossing Homeowners Ass'n v. Suarez, 415 So. 3d 676 (Fla. 4th DCA 2025).
  46. Can Condo Owners Expect Relief in the 2025 Legislative Session?, WLRN (Jan. 14, 2025) (describing legislation by Sen. Rosalind Osgood and Rep. Mitch Rosenwald and the Dec. 4, 2024 Condo Summit at FAU's Davie Campus).
  47. Fla. H.B. 657, 2026 Leg., Reg. Sess. (Fla. 2026) (passed House 108–2 Mar. 5, 2026; died in Senate Rules Comm. Mar. 13, 2026).