Latest Legal Updates
Latest Legal Updates
HOA and condominium association legislation, court rulings and regulatory changes across every state, the District of Columbia and federal law — newest first.
Showing 937–960 of 1,989 updates
A tax credit for the sprinkler fight
SB 1299 would create a Pennsylvania tax credit for retrofitting sprinklers in Philadelphia residential high-rises — the money side of a retrofit mandate that condominium associations fought when it was proposed without one.
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North Dakota now bars a reopened property claim after one year
SB 2374 created N.D.C.C. § 26.1-39-30: a reopened claim is barred unless noticed within one year of the date of loss, and a supplemental claim within twelve months of the insurer's last payment.
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Nevada's HOA commission can now fine $5,000 per violation, and the association often pays
AB 396 raised the Commission's administrative fine from $1,000 to $5,000 per violation effective July 1, 2026 — while NRS 116.785 continues to shift that liability from an unknowing board member onto the association itself.
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New Jersey's lead ADU bill dropped its HOA covenant-voiding clause
S1786 originally declared association covenants restricting accessory dwelling units void and unenforceable. A Senate committee amended that out on June 1, 2026 and replaced it with seven categories associations may still regulate.
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HUD would strip its disparate-impact rules — comments close October 9
A supplemental proposed rule published August 10, 2026 continues HUD's effort to remove the regulations that let facially neutral housing rules be challenged without proof of intent, and the reopened comment period is still open.
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Oregon HOAs have nothing to file with FinCEN, and never will
A final rule published August 14, 2026 confirms the deletion of the entire domestic reporting company category — so an Oregon nonprofit HOA is outside beneficial-ownership reporting altogether.
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A Narragansett rental permit is no defence to your covenant — the town says so in writing
Narragansett's short-term rental ordinance makes every applicant certify that the permit does not allow them to violate private covenants — and the ordinance itself has been unenforceable since a 2024 injunction.
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Oklahoma just created an assessment lien that outranks the first mortgage
The BUILD Act, effective November 1, 2026, lets a master development district levy assessments carrying a lien equal to ad valorem taxes and senior to every other encumbrance — including the lender's.
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New Mexico's insurer of last resort now writes $2 million — and still cannot satisfy your declaration
FAIR Plan commercial limits doubled to $2 million in October 2025 and residential limits rose to $750,000. But the plan pays actual cash value and, in the regulator's own words, liability cannot be added.
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"They let my neighbour do it" just got much harder to argue in Ohio
Whitney Woods v. Steagall holds that one similar violation elsewhere does not waive a covenant — and that an association's fee-recovery clause does not cover defending a fair-housing complaint.
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New York already requires 90 days’ notice before an HOA forecloses — it has been law since October 2025
Chapter 433 of 2025 created RPAPL Article 20-A and amended RPL § 339-aa. It took effect immediately on October 16, 2025 and applies to any foreclosure action commenced since.
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Mississippi's answer to HOA assessments just got broader charging power
An Attorney General opinion of August 4, 2026 holds that a public improvement district may impose, collect and pledge user charges on businesses inside it, and may compute them by reference to taxable retail sales within the district.
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Michigan HOAs with pre-1950 declarations have until September 29, 2027 to save their covenants
2025 PA 13 exempted condominium master deeds permanently and exempted HOA documents recorded on or after January 1, 1950. Declarations recorded before that date must have a notice of claim on record within two years.
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Two NC decisions narrow who can enforce a restrictive covenant
Prevette v. Elsner and Valle Cay Property Owners Association together set out who may enforce a North Carolina restrictive covenant, and against whom — a neighbor without a reciprocal restriction cannot, and only servient estate owners can be sued.
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Nebraska's only HOA statute has gone fourteen years without an amendment
A section-by-section check of both condominium acts and the homeowners association lien statute finds nothing amended in the 2025 or 2026 sessions.
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Your Missouri condo association's insurance shield expired on 1 June. Here is what replaced it.
Insurance Bulletin 26-09 rescinded the post-storm cancellation moratorium effective 1 June 2026, replacing a directive that insurers 'shall not' cancel with a request plus a regulatory safe harbour.
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A Maine occupant who does not own the unit cannot join the association's foreclosure
Oak Hill Condominiums v. Marchetti holds that a daughter living in her mother's condominium unit has no Rule 24 interest in the association's assessment foreclosure, even to press her own Fair Housing Act claims.
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Minnesota bill to void home-size and building-material covenants died unheard
S.F. 3418 would have made minimum home size, minimum price, parking-structure, building-material, architectural-style and fencing covenants void and severed in Minnesota CICs. It got two recorded actions and no hearing.
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Anne Arundel HOAs asked to run their own sewerage systems. Both bills died without a vote
HB 1424 and SB 682 would have let an Anne Arundel County homeowners association operate a community sewerage system as the controlling authority, with the Maryland Environmental Service as a backstop if it failed.
Read the full updateNo Michigan court has ruled on condominium records access since 2021
MCL 559.157 has produced no appellate decision in three years, no bill this session touches document access, and no agency enforces it. An owner's only tool is an unpublished 2021 opinion.
Read the full updateNorth Carolina raises the nonprofit board minimum to three directors
From October 1, 2026, a North Carolina nonprofit corporation must have at least three directors instead of one, but the change applies only to corporations organized on or after that date.
Read the full updateNebraska's HOA lien overhaul died on General File without a debate
LB 1251 would have doubled the association lien enforcement window to five years and rewritten the fee award; it cleared committee 7-0, sat 31 days, and was killed by the adjournment motion.
Read the full updateMichigan condo boards can no longer raise the master-policy deductible past $50,000
From July 1, 2026 a per-unit deductible above $50,000 makes units unfinanceable. Roofs may now be insured at actual cash value, and inflation guard is retired — closing the main lever boards used against premium increases.
Read the full updateMissouri deleted the two-year wait before a county tax foreclosure
Senate Bill 973 removed the requirement that a parcel be two years delinquent before a partial opt-in county routes it into the judicial land-tax process, shortening the runway before a sale that can extinguish junior liens.
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