2026-09-15 · Mississippi · Legislation · Did not pass

Twice in three years the Mississippi Legislature was asked to give subdivision owners a statutory route to create or amend their covenants. Twice the bill died. In 2026 nobody filed it at all.¹

No such statute exists. A Mississippi subdivision that wants to amend its covenants is governed entirely by the amendment provision in the recorded declaration — and by what it can persuade a chancellor to do if that provision is unworkable or absent.

The two attempts

• HB 1155 (2023), “Residential subdivisions; authorize property owners to establish and/or amend covenants, conditions and restrictions.” Rep. Trey Lamar. Died on calendar March 8, 2023.
• SB 2481 (2025), same title. Sen. McCaughn. Referred to committee and died there February 4, 2025.

What they would have done

SB 2481 would have let owners in a platted residential subdivision — expressly including a subdivision not governed by a homeowners association — create or amend covenants, conditions and restrictions running with the land by majority vote, counting one vote per platted lot regardless of how many people co-own it.

The mechanism was a petition signed by a majority of owners, notice by publication, and a chancellor's decree filed with the chancery clerk. It also covered subdivisions that do have an association.

1. SB 2481 as introduced (2025 Regular Session), Mississippi Legislature ↩
2. All Measures report, 2026 Regular Session (no covenant-amendment measure filed) ↩