1. Introduction

Mississippi takes a narrower approach to common-interest communities than many other states. The Mississippi Condominium Law, Miss. Code §§ 89-9-1 through 89-9-37, governs condominiums.¹ Non-condominium planned communities operate under declarations, bylaws, recorded covenants, and, where associations incorporate as nonprofits, the Mississippi Nonprofit Corporation Act, Miss. Code §§ 79-11-101 through 79-11-407.² The official Mississippi Code portal reviewed for this page identifies no single statewide HOA governance act for non-condominium planned communities.³

Chancery Court or Circuit Court hears disputes over covenants, injunctions, subdivision roads, corporate governance, assessments, and common property, depending on the claim. Appeals travel through the Mississippi Court of Appeals and Supreme Court.⁴

Mississippi names no dedicated HOA regulator in the official state resources reviewed for this page. MREC licenses real estate brokers and salespersons, and the Attorney General's Consumer Protection Division handles broader consumer matters.^5,6

Appellate decisions drive much of the recent activity, addressing subdivision roads, HOA voting, rental restrictions, and common-area premises liability.^7,8,9 States that place planned communities under a single HOA act take a different path; Mississippi relies more heavily on governing documents, corporate law, condominium law, and ordinary real-property litigation.¹⁰

2. Primary statute and key resources

• Mississippi Nonprofit Corporation Act, Miss. Code §§ 79-11-101 through 79-11-407. Non-condominium associations usually require review of recorded covenants plus nonprofit entity status.¹¹
• Mississippi Condominium Law, Miss. Code §§ 89-9-1 through 89-9-37. This statute governs Mississippi condominiums.¹²
• Mississippi Judiciary, appellate and trial courts. HOA disputes can move through Chancery Court, Circuit Court, the Court of Appeals, and the Supreme Court.¹³
• Mississippi Real Estate Commission. MREC licenses brokers and salespersons; the official agency page reviewed here lists no separate HOA-manager category.¹⁴
• Mississippi Attorney General, Consumer Protection Division. The division accepts consumer complaints and enforces state consumer-protection laws.¹⁵

Footnotes

1. Mississippi Secretary of State, Mississippi Law, Mississippi Code Public Access, Miss. Code §§ 89-9-1 through 89-9-37 ↩
2. Mississippi Secretary of State, Mississippi Law, Mississippi Code Public Access, Miss. Code §§ 79-11-101 through 79-11-407 ↩
3. Mississippi Secretary of State, Mississippi Law, Mississippi Code Public Access ↩
4. Mississippi Judiciary, About the Courts ↩
5. MS.GOV, Mississippi Real Estate Commission agency profile ↩
6. Mississippi Attorney General, Consumer Protection Division ↩
7. Supreme Court of Mississippi, Newton County v. Deerfield Estates Subdivision Property Owners Association, LLC, No. 2022-CA-01227-SCT ↩
8. Mississippi Court of Appeals, Buena Vista Lakes Maintenance Association, Inc. v. Kyle R. Jones, No. 2022-CA-01153-COA ↩
9. Mississippi Court of Appeals, Jane Rodriguez v. Diamondhead Country Club and Property Owners Association Inc., No. 2024-CA-00238-COA ↩
10. Mississippi Secretary of State, Mississippi Law, Mississippi Code Public Access ↩
11. Mississippi Secretary of State, Mississippi Law, Mississippi Code Public Access, Miss. Code §§ 79-11-101 through 79-11-407 ↩
12. Mississippi Secretary of State, Mississippi Law, Mississippi Code Public Access, Miss. Code §§ 89-9-1 through 89-9-37 ↩
13. Mississippi Judiciary, About the Courts ↩
14. MS.GOV, Mississippi Real Estate Commission agency profile ↩
15. Mississippi Attorney General, Consumer Protection Division ↩
16. Mississippi Legislature, SB2409, 2026 Regular Session, Strengthen Mississippi Homes Act ↩
17. Mississippi Legislature, HB1200, 2025 Regular Session, Real Property Owners Protection Act ↩
18. Mississippi Legislature, SB2644, 2026 Regular Session, homeowners associations and estoppel certificates ↩
19. Mississippi Legislature, SB2409 bill history, 2026 Regular Session ↩
20. Mississippi Legislature, SB2409 as sent to Governor, 2026 Regular Session ↩
21. Mississippi Legislature, HB1200 bill history, 2025 Regular Session ↩
22. Mississippi Legislature, HB1200 as sent to Governor, 2025 Regular Session ↩
23. Mississippi Legislature, SB2644 bill history, 2026 Regular Session ↩
24. Mississippi Legislature, SB2644 introduced text, 2026 Regular Session ↩
25. Supreme Court of Mississippi, Newton County v. Deerfield Estates Subdivision Property Owners Association, LLC, No. 2022-CA-01227-SCT ↩
26. Supreme Court of Mississippi, Newton County v. Deerfield Estates Subdivision Property Owners Association, LLC, opinion text ↩
27. Mississippi Court of Appeals, Buena Vista Lakes Maintenance Association, Inc. v. Kyle R. Jones, No. 2022-CA-01153-COA ↩
28. Mississippi Court of Appeals, Buena Vista Lakes Maintenance Association, Inc. v. Kyle R. Jones, opinion text ↩
29. Mississippi Court of Appeals, Jane Rodriguez v. Diamondhead Country Club and Property Owners Association Inc., No. 2024-CA-00238-COA ↩
30. Mississippi Court of Appeals, Jane Rodriguez v. Diamondhead Country Club and Property Owners Association Inc., opinion text ↩
31. MS.GOV, Mississippi Real Estate Commission agency profile ↩
32. Mississippi Real Estate Commission, Proposed Rules for Licensee Publication, Feb. 4, 2026 ↩
33. Mississippi Real Estate Commission, Proposed Rules for Licensee Publication, comment period ↩
34. Mississippi Real Estate Commission, Proposed Rules for Licensee Publication, scope of activities ↩
35. Mississippi Legislature, SB2644 introduced text, 2026 Regular Session ↩
36. Mississippi Legislature, SB2481 introduced text, 2025 Regular Session ↩
37. Mississippi Legislature, HB381 introduced text, 2025 Regular Session, The Crown Act ↩
38. Mississippi Legislature, SB2418 passed Senate text, 2025 Regular Session, home inspections for new residential construction and condominium units ↩
39. Mississippi Legislature, SB2409 as sent to Governor, 2026 Regular Session ↩
40. Mississippi Secretary of State, Mississippi Law, Mississippi Code Public Access ↩
41. U.S. Department of Housing and Urban Development, Fair Housing Act overview ↩
42. ADA.gov, The Americans with Disabilities Act ↩
43. Federal Trade Commission, Fair Debt Collection Practices Act ↩
44. U.S. Department of Justice, Servicemembers Civil Relief Act summary ↩
45. Federal Communications Commission, Over-the-Air Reception Devices Rule ↩