Missouri HOAs would have faced a re-election every ten years at 85 percent, or dissolved
Missouri HOAs would have faced a re-election every ten years at 85 percent, or dissolved
2026-09-12 · Missouri · Legislation · Did not pass
What happened. Two identical Missouri bills in 2026 would have required every homeowners association in the state to win a renewal vote every ten years — at 85 percent of all members — or dissolve automatically. Associations already ten years old would have had to hold that vote by 31 December 2026. Neither bill ever got a committee hearing, and both died when the session adjourned on 15 May 2026.1
They were HB 2840 (Representative Richard West, District 102) and SB 1313 (Senator Nick Schroer, District 2). The Senate's own summary states: “This act is identical to HB 2840 (2026).”
The operative text
New section 442.405, RSMo, as HB 2840 would have created it:
“2. (1) Notwithstanding any provision of law to the contrary, a homeowners' association shall dissolve ten years following the date of establishment unless such association is renewed by a majority vote of eighty-five percent of all members of the association at an election held within ninety days of the date of dissolution. Any association failing to receive a majority vote of eighty-five percent for renewal shall be immediately dissolved, and the member homeowners shall not be subject to any other association for a period of ten years unless approved by eighty-five percent of such homeowners.
(2) Any association renewed pursuant to subdivision (1) of this subsection shall be subject to renewal every ten years.
(3) Any association in existence for a period of at least ten years as of August 28, 2026, shall hold an election pursuant to subdivision (1) of this subsection no later than December 31, 2026, and every ten years thereafter.”
Three things in that text worth reading twice
The threshold is of all members, not of members voting. The drafting phrase is “a majority vote of eighty-five percent” — an unusual hybrid — and the House's own summary restates it as “a majority vote of 85% of all members of the association.” In a community where a third of owners never respond to anything, 85 percent of all members is not a difficult vote. It is an impossible one.
The retroactive deadline was roughly four months. Any Missouri association already ten years old on 28 August 2026 — which is most of them — would have had until 31 December 2026 to run the election.
A failed vote was not merely dissolution. The homeowners “shall not be subject to any other association for a period of ten years unless approved by eighty-five percent of such homeowners.” A ten-year bar on re-forming, liftable only by the same threshold that just failed.
Condominiums were carved out entirely
The definition the bill would have used:
“442.405. 1. As used in this section, 'homeowners' association' or 'association' shall mean a nonprofit corporation or unincorporated association of homeowners created under a declaration to own and operate portions of a planned community or other residential subdivision that has the power under the declaration to assess association members… This term shall not include a condominium unit owners' association as defined and provided for in subdivision (3) of section 448.1-103 or a residential cooperative.”
So the ten-year clock would have run only against HOAs, planned communities and subdivisions. Condominium associations and residential co-ops were outside it.
Where each bill stopped
HB 2840: introduced and read first time 7 January 2026 (House Journal p. 74); read second time 8 January (p. 314); then nothing for 127 days until 15 May 2026 — “Referred: Emerging Issues(H)” (p. 2697). Its hearing page reads: “This Bill is currently not scheduled for a committee hearing.” It was never referred to a substantive policy committee at all.
SB 1313: pre-filed 1 December 2025 — the first day the Missouri Constitution allows; first read 7 January 2026 (Journal S80); then 27 January 2026 — “Second Read and Referred S Emerging Issues and Professional Registration Committee” (Journal S242). No hearing was ever conducted. “No amendments available.”
There is a detail in that. The committee that never scheduled SB 1313 lists Senator Schroer — the bill's own sponsor — as a member.
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Related Missouri HOA Topics
- HB 2840 (2026), introduced text (LR 5975H.01I) — proposed § 442.405, RSMo ↩
- Community Associations Institute, 2026 Q1 state advocacy recap — Missouri priority topics ↩
- SB 1313 (2026) bill page, official Senate summary and action history ↩
- HB 2840 (2026) action history — Missouri House of Representatives ↩
- Mo. Const. art. III, § 20(a) — bills remaining on the calendar after the May cutoff are tabled ↩
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