A New York bill would have given HOA heat-pump applications a 60-day deemed approval — and fee shifting
A New York bill would have given HOA heat-pump applications a 60-day deemed approval — and fee shifting
2026-09-15 · New York · Legislation · Did not pass
The most carefully drafted attempt in the 2025–2026 session to limit what a New York homeowners association may refuse got all the way to the Assembly's third-reading calendar and was never called for a vote. It is worth reading anyway, because it is the first New York bill in this family with real teeth — a deemed-approval clock and one-way fee shifting.
The Central Air Conditioner and Heat Pump Rights Act was A9523 (Simon) and S8570-A (Sanders), adding Real Property Law Article 9-F § 344-o. The Assembly bill was referred to Housing on January 14, 2026, reported and referred to Codes on February 26, reported on March 10, and advanced to third reading calendar 300 on March 12, 2026. And there it stopped. The Senate version died in Judiciary after being amended and recommitted on May 8, 2026.1
The prohibition, with a definition attached
The structure follows the low-impact landscaping bill, but the drafting is tighter:
“2. A homeowners' association may not adopt or enforce any rules or regulations that would effectively prohibit, or impose unreasonable limitations on, the installation or use of a central air conditioner or heat pump. A restriction on use which effectively prohibits the installation or use of a central air conditioner or heat pump is unenforceable and shall be void as contrary to public policy. For the purposes of this subdivision, an unreasonable limitation includes, but is not limited to, any restriction on use that: (a) inhibits the central air conditioner or heat pump from functioning at its intended maximum efficiency; or (b) increases the central air conditioner or heat pump's installation or maintenance costs by an amount which is estimated to be greater than ten percent of the total cost of the initial installation ... including the costs of labor and equipment.”
Why the 10 percent test matters
Every other bill in this family leaves “unreasonable limitations” undefined, which is where the litigation would have gone. This one supplies an arithmetic test. A screening requirement, a mandated location on a less efficient elevation, a requirement to use a particular installer, an acoustic enclosure — each becomes measurable: does it add more than ten percent to the installed cost, or does it stop the unit reaching its rated efficiency?
That is a standard a board can actually apply before a dispute, and a standard an owner can prove.
The association keeps common areas
“3. Notwithstanding subdivision two ... a homeowners' association may adopt or enforce a restriction on use to prohibit the installation of a central air conditioner or heat pump that is located on property owned by the homeowners' association or that is located on property owned in common by the members ...”
And subdivision 5 preserves code compliance: the equipment “shall meet the requirements established by any local, state or federal law, rule or regulation on health and safety standards.”
The two provisions that would have changed how boards process applications
These are the teeth, and no other New York association bill this session had them.
A sixty-day deemed approval. Subdivision 4:
“If approval ... is required by a homeowners' association, the application for approval shall be processed and approved by the association in a manner prescribed by the association and shall not be willfully avoided or delayed. The approval or denial of an application shall be in writing. Any denial of a homeowner's application shall include a detailed description of the exact basis for the denial and shall include specific examples of the homeowners' association's concerns, if applicable. If an application is not denied in writing within sixty days from the date of receipt of the application, the application shall be deemed approved, unless that delay is the result of a reasonable request for additional information.”
Read the structure: a written-reasons duty, a bar on willful delay, and a hard consequence for inaction. A New York architectural review committee that meets quarterly and lets an application sit would have approved it by operation of law.
One-way attorney's fees. Subdivision 6:
“In any action by a homeowner requesting to have a central air conditioner or heat pump installed and seeking to enforce compliance with this section, the homeowner shall be awarded reasonable attorney's fees if such homeowner prevails.”
The homeowner recovers fees on winning; the association does not on winning. That single sentence changes the economics of every marginal dispute, because the cost of being wrong becomes asymmetric. It is also the provision most likely to have drawn opposition.
Read alongside what actually happened to this family of bills
Four separate bills in the 2025–2026 session would have voided a New York HOA covenant restricting something on an owner's own lot. Their fate is the story:
Low-impact landscaping — passed both houses in 2025, vetoed; a redrafted version passed both houses again in 2026 and sits undelivered.
Pesticides and sprinklers (S7432) — cleared Senate Judiciary 14–2, reached third reading, sent back to Rules in June 2026. No Assembly companion.
Central air conditioners and heat pumps (A9523 / S8570-A) — reached the Assembly third-reading calendar, never called.
Beekeeping (S6908, Harckham) — never moved in either year, no Assembly companion, no sponsor's memorandum. Its operative text: “A homeowners' association may not adopt or enforce any rules or regulations that would effectively prohibit, or impose unreasonable limitations on, the installation or use of an apiary on property owned or leased which is subject to the covenants, conditions, and restrictions of such homeowners' association where (i) the colony is maintained for the purpose of the production of honey, and (ii) the beekeeper is in compliance with the provisions of article fifteen of the agriculture and markets law.”2
And a drafting detail that tells you how unfinished this whole effort is: the landscaping bill, the pesticide bill and the beekeeping bill all claimed Real Property Law Article 9-E — which existing law already uses for solar access at § 342. Three competing Article 9-E drafts, none enacted. The landscaping bill was eventually renumbered to Article 9-F; the heat-pump bill also claimed 9-F.
The Governor has already said why none of them passes easily
Veto Message No. 37 of 2025, on the landscaping bill, gives the objection in one sentence: the bill “would unduly encroach on private agreements between property owners.”3
That is a principled objection to the central mechanism all four bills share — declaring a recorded covenant void as against public policy. It is not a drafting complaint that a better draft fixes. Any of these bills that reaches the Governor's desk has to answer it, and the heat-pump bill's careful 10 percent test does not, because its remedy is the same flat voiding.
What a bill that died tells a New York board
Two things, and neither requires the bill to pass.
The sixty-day clock is coming from somewhere regardless. New York City co-op boards are already on a statutory decision clock for purchase applications as of July 2026. The landscaping bill that passed both houses carries a written-reasons duty. The direction of travel on New York association decision-making is toward deadlines and stated reasons, and a board whose architectural review process has neither is going to meet one eventually. Adopting a written turnaround target and a reasons template now is cheap; being told to by statute is not.
Heat pumps are arriving whether or not there is a right to them. A New York City board is being pushed toward electrification by Local Law 97, whose beneficial-electrification credit halves for equipment that comes online on or after January 1, 2027. An owner in a Long Island or Hudson Valley HOA who wants to replace a failing gas furnace with a heat pump is making an ordinary equipment decision, not a political one. A board with no policy on outdoor condensing units — location, screening, noise, setback — is going to be improvising against an applicant who has already paid a deposit.
Our New York architectural review page covers how to structure that approval, our EV charging page covers the adjacent electrification question New York has actually legislated, and our solar rights page covers the two areas where New York does already limit association restrictions — Real Property Law § 342 for solar and § 343 for EV charging.
One correction, because it will be reported wrongly
A separate bill that passed the Senate twice in this session will be mistaken for the landscaping bill. The “Garden Protection Act” (S879-A, May / A2122-A, Kelles) passed the Senate 54–3 in 2025 and 50–12 in 2026, and died in Assembly Agriculture both times. It does not bind homeowners associations. Its binding clause reaches municipalities only:4
“1. Notwithstanding any other law, rule or regulation, any person may cultivate home vegetable gardens, native plant gardens, and/or pollinator gardens on their own property ... in any county, municipality, or other political subdivision of this state. 2. A municipality in the state shall not regulate gardens in a manner inconsistent with this section.”
There is no HOA-facing provision in it. The only bill that would have overridden covenants on gardens was the landscaping bill, and that one was vetoed.
Related New York HOA Topics
- A9523 (Simon), the Central Air Conditioner and Heat Pump Rights Act — full text of proposed RPL § 344-o and action history ↩
- S6908 (Harckham), the Beekeeping Rights Act — full text and action history ↩
- Veto Message No. 37 of 2025 (A1890) — New York Legislative Retrieval System veto memoranda ↩
- S879-A (May), the Garden Protection Act — full text showing the municipality-only binding clause ↩
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