North Dakota does not license the person running your association
North Dakota does not license the person running your association
2026-09-15 · North Dakota · Compliance
The person who levies your assessments, enforces your covenants, holds your reserve funds and signs your contracts holds no North Dakota licence for any of it, and no state agency supervises the work. That is not an oversight or a gap someone is working on. It is what the statute, the administrative code and the Real Estate Commission's own materials all independently say.1
Three places it is not
The statute. N.D.C.C. ch. 43-23 creates the State Real Estate Commission. Across the whole chapter, “community association” appears zero times. So do “homeowners,” “condominium,” “association manager,” “property management” and “property manager.”
The administrative code. N.D. Admin. Code title 70 — all seven chapters — returns the same zeros. Its only hit for “property management” is a continuing-education topic: “Real property management, including leasing agreements, accounting procedures, and management contracts.” That is a class you may take, not a licence you must hold.
The Commission itself. Its application page lists exactly four credentials: salesperson, broker (including broker associate), firm and organisation. There is no community association manager, HOA manager or property manager licence to apply for.
Why the licensing trigger misses association work
Section 43-23-05 says “A person may not act as a real estate broker or real estate salesperson … without a license issued by the real estate commission.” And § 43-23-06.1(9) defines the broker by reference to transactions: listing real estate for “sale, exchange, or lease”; selling, exchanging, purchasing or leasing it; offering to; or negotiating any of that.
Sale. Exchange. Purchase. Leasing. Every verb in the definition is a transfer of an interest in land. Levying an assessment, maintaining a common element, enforcing a covenant, preparing a budget and running a members' meeting are none of those things.
When a manager does need a licence
The line is not that association managers are exempt. It is that the licensing law is about transactions, and only transactional work crosses it.
A manager who lists, leases, or negotiates the lease of units for other people — for owners, as a rental agent — is doing something § 43-23-06.1(9) describes, and needs a licence for that activity. A manager who collects assessments and mows the common area does not.
There is also an owner-and-employee exemption at § 43-23-07(1)(a), covering a person or entity that is “a bona fide owner or lessor” performing those acts “with reference to property owned or leased by them,” and its “regular employees … when the acts are performed in the regular course of or as an incident to the management of the property and the investment therein.” An association leasing a unit it owns sits inside that.
What follows for a North Dakota board
No licence means no licence to lose, and that is the whole of the consequence. There is no complaint process, no disciplinary board, no fidelity-bond mandate imposed by a regulator, no continuing-education requirement, no trust-accounting rule, and nobody to call when the money is wrong. The association's contract is the entire framework.
Put the money controls in the contract, because no rule supplies them. Association funds in a separate account titled to the association, not commingled. Named signatories. A stated threshold above which the board approves an expenditure. Monthly statements delivered on a date. Bank access for at least one director independent of the manager.
Require a fidelity bond or crime policy, and name the association as the insured. Nothing in North Dakota law obliges a manager to carry one. Our North Dakota insurance requirements page covers what belongs in the association's own programme.
Write a records clause, and make it survive termination. With no regulator to order production, an association parting badly with a manager has only its contract. Specify what is the association's property — ledgers, minutes, contracts, plans, correspondence, the owner roster — and the number of days to return it. See our North Dakota records inspection page for what owners may then ask to see.
Check credentials that are voluntary but real. Industry designations exist and mean something about training. They are not licences, they carry no state discipline, and a manager holding one is still unregulated in North Dakota.
Remember the board does not delegate its duty. Whatever the manager does, the directors remain the fiduciaries. Where the association is incorporated under ch. 10-33, those duties come from the Nonprofit Corporation Act, not from any management standard. Our director qualifications page sets them out.
One loose end worth knowing about
The Real Estate Commission does administer a Subdivided Land registration programme — application, bond, consent to service of process, public offering statement, exemption letter, renewal. Whether it reaches condominium or planned-community offerings is not stated on the Commission's own page, and nothing found in this review resolves it. A developer registering a North Dakota project should ask the Commission directly rather than assume either way.
What to watch next
Nothing in the 2025-26 interim study list touches community association management, and the Commission adopted no rules in 2025 or 2026 — the most recent amendment anywhere in title 70 is dated January 1, 2023. The 70th Legislative Assembly convenes January 5, 2027, with prefiling closing December 18, 2026. A manager-licensing bill would have to originate with a legislator, without an interim committee behind it. The last time the legislature was asked to regulate associations at all, in 2025, it declined 46 to 0.
Related North Dakota HOA Topics
Stay on top of North Dakota HOA law
Every week: new North Dakota legislation, court rulings, and regulatory developments affecting condos, planned communities, and property managers. Free.
No spam. Unsubscribe anytime.