Ohio HOA Governing Statute
1. Overview — How HOAs are governed in Ohio
Ohio governs community associations through two parallel statewide chapters of the Ohio Revised Code, and neither follows a national model — both are original Ohio statutes. Condominiums fall under the Ohio Condominium Property Act, Ohio Rev. Code § 5311.01 et seq.1 Detached-home subdivisions and other lot-based developments fall under the Ohio Planned Community Law, Ohio Rev. Code § 5312.01 et seq.2 The two chapters run on separate tracks: a property is either condominium property submitted under Chapter 5311 or a planned community under Chapter 5312, and Chapter 5312 expressly excludes condominium property as defined in section 5311.01 from its definition of "planned community."3
The condominium chapter dates to 1963. House Bill 135 of the 125th General Assembly substantially reformed it, effective July 20, 2004, rewriting most operative sections covering governance, owner rights, and developer obligations.4 The Planned Community Law is newer. Senate Bill 187 of the 128th General Assembly enacted it, effective September 10, 2010. Before that date, Ohio had no statewide planned community statute at all.3
Neither chapter derives from the Uniform Common Interest Ownership Act. Chapter 5311 predates UCIOA, and Chapter 5312 is a stand-alone 2010 Ohio enactment. UCIOA features such as deemed-rejection budget ratification do not apply in Ohio.5
For property managers, boards, and association counsel, the first compliance question in Ohio is always which chapter controls a given community — the obligations differ in detail.
2. The statutory framework
Chapter 5311 — Condominium Property Act
The Ohio Condominium Property Act, Ohio Rev. Code § 5311.01 et seq., applies only to property that an owner submits to its provisions by executing and recording a declaration. The submitted property must be a fee simple estate or a ninety-nine-year leasehold renewable forever.6
The chapter took effect in 1963 and received consumer-protection additions in 1978. Its current architecture comes from House Bill 135 of the 125th General Assembly, effective July 20, 2004.4
Structurally, the chapter moves from creation to operation to sale. It defines the unit, common elements, and limited common elements; requires a recorded declaration, drawings, and bylaws; vests administration in a unit owners association whose elected board of directors exercises power; and sets out developer transition, insurance, lien, and disclosure rules.7 Key defined terms in section 5311.01 include "condominium," "common elements," "common expenses," "unit," "unit owner," and "unit owners association."1
House Bill 135 reworked governance and owner-protection provisions across the chapter. It defined the powers and duties of the board in section 5311.081, set developer-control transition thresholds in section 5311.08, established the records framework in sections 5311.09 and 5311.091, and built out developer disclosure and purchaser remedies in sections 5311.25 through 5311.27.8, 9
Subsequent amendments are narrower. House Bill 18 of the 131st General Assembly added flag-display protections in section 5311.191, effective March 21, 2017.10 Senate Bill 61 of the 134th General Assembly, effective September 13, 2022, modernized the chapter. It authorized electronic notice, revised the reserve-budget language in section 5311.081, expanded fidelity insurance requirements in section 5311.16, made the assessment lien in section 5311.18 a continuing lien, and added solar-device rights in new section 5311.192.11, 12
Chapter 5312 — Planned Community Law
The Ohio Planned Community Law, Ohio Rev. Code § 5312.01 et seq., governs communities of individual lots whose deed, common plan, or declaration requires membership in an owners association, association ownership or lease of common facilities, or owner support of shared property.3 It took effect September 10, 2010. Its typical subject is the detached-home subdivision — the lot-and-dwelling community that Chapter 5311 does not reach.3
The chapter is shorter than the condominium act and follows the same lifecycle framework. Section 5312.02 requires a recorded declaration and bylaws and specifies what those documents must address, including board elections, terms with not less than one-fifth expiring annually, amendment method, meetings, and common expenses.13 Section 5312.03 requires the owners association to organize as a nonprofit corporation under Chapter 1702 and provides for declarant control.14 Defined terms in section 5312.01 include "assessment," "common element," "common expense," "declarant," "declaration," "dwelling unit," "lot," "owner," and "owners association."3
The chapter applies to pre-2010 planned communities going forward, but with a saving clause: nothing in the chapter invalidates a provision that a governing document recorded before September 10, 2010 contained.13 Associations in existence on that date had to record their existing bylaws within 180 days and may not pursue civil actions on bylaw provisions until those bylaws are recorded.13
The most consequential distinguishing feature appears in section 5312.15: the chapter supplements existing governing documents. An express governing-document provision controls over a conflicting statutory provision, and the statute controls only where the document is silent.5 That document-first rule of construction is more explicit than anything in Chapter 5311.
CC&Rs, corporate law, and common law
In both frameworks, the recorded declaration, the bylaws, and the board-adopted rules are the primary operating documents. Owners, tenants, and the association must comply with them.15
Order of precedence differs by chapter. Under Chapter 5311, many provisions apply "unless otherwise provided in the declaration or the bylaws," so the statute supplies default rules that recorded documents can vary within statutory limits.8 Under Chapter 5312, section 5312.15 makes the hierarchy explicit: declaration and bylaws come first where they expressly conflict with the statute, and the statute steps in only where the documents are silent.5
Ohio associations organize as nonprofit corporations, so the Ohio Nonprofit Corporation Law, Ohio Rev. Code Chapter 1702, supplies background rules on corporate existence, membership, meetings, and officer authority. Section 5312.03 requires nonprofit incorporation for planned communities, and the law authorizes condominium associations to incorporate as well.14
Above all of this sits common law: Ohio appellate courts interpret recorded covenants under ordinary contract and property doctrine, treating declarations and reciprocal easement agreements as binding contracts among owners and the association.16
3. Compliance obligations created by the statutory framework
Governance obligations
Both chapters require an owners association governed by an elected board. Under Chapter 5311, a unit owners association administers every condominium — the owners elect the board. Developer-control transition triggers at twenty-five percent of interests, when owners elect at least one-third of the board. It ends no later than three years after the association establishes for non-expandable property, or five years for expandable property.17 Under Chapter 5312, the declaration and bylaws must provide for board elections, with terms staggered so that not less than one-fifth expire annually.13
Both chapters now bar a board majority from the same unit or lot absent a board resolution — a change Senate Bill 61 introduced.17
Record-keeping is mandatory. Chapter 5311 associations must keep accounts, minutes, and owner rosters under section 5311.09, and Chapter 5312 associations must keep equivalent records under section 5312.06(C).18, 19 These record duties are mandatory. The declaration and bylaws govern meeting mechanics.
Financial obligations
Each chapter requires an annually adopted budget that includes reserves adequate to repair and replace major capital items without special assessments, unless the owners waive the reserve requirement in writing annually (and, for condominiums, unless the declaration limits assessment increases).8, 19 This is the Ohio reserve rule — it is not a UCIOA-style mechanism.
Assessment authority is mandatory, but the declaration bounds it. Under section 5312.10, a planned community board may not increase assessments where the declaration caps them unless owners amend the declaration; section 5312.07 governs baseline assessments for planned communities, and Chapter 5311 contains parallel limits.20, 21
Collection tools include a statutory lien for unpaid common expenses in condominiums under section 5311.18 — now a continuing lien — and a lien for unpaid assessments in planned communities under section 5312.12.22, 23 Neither lien is a true super-priority lien. Each is prior to subsequently arising liens but remains subordinate to real-estate taxes and to first mortgages recorded before the association lien.22, 23
Ohio does not require independent audits by statute. The governing documents control audit practice.
Disclosure obligations
Condominium disclosure is the more developed regime. Sections 5311.25 through 5311.27 require developers to furnish a disclosure statement and warranties. They also create purchaser rescission remedies and Attorney General enforcement authority for developer sales.24 The board's authority to impose reasonable fees for preparing resale certificates or statements of unpaid assessments addresses resale-related charges.8
The Planned Community Law is lighter. It requires recording of the declaration and bylaws as constructive notice and authorizes charges for resale certificates and unpaid-assessment statements, but it does not impose the developer disclosure-statement regime found in Chapter 5311.19 Recording obligations are mandatory in both chapters.
Dispute resolution obligations
Senate Bill 61 added matching pre-charge due-process steps in both chapters. Before imposing an enforcement assessment or damage charge, a condominium board must give written notice describing the violation and the proposed charge, state the owner's right to a hearing, and hold any requested hearing before levying the charge. The planned community equivalent appears in section 5312.11.8, 25 These hearing rights are mandatory, and they apply before the board levies any charge.
Both chapters authorize civil actions to enforce covenants, with court costs and reasonable attorney's fees available — under section 5311.19 for condominiums and section 5312.13 for planned communities.15, 26
Ohio does not mandate pre-suit arbitration or a state administrative dispute process, and the state does not require community association manager (CAM) licensing.
4. Ohio's recent legislative and judicial activity
Recent bills
Ohio's 136th General Assembly has two HOA bills in play — one on assessment lien priority and one on flag-display rights.
No bill amending Chapter 5311 or Chapter 5312 has become law in the past twenty-four months. Senate Bill 61, effective September 13, 2022, remains the last enacted overhaul of either chapter.12 Two pending measures in the 136th General Assembly represent the most significant recent activity.
HB 226 · 136th General Assembly · 2026 Regular Session
House Bill 226 would amend sections 5311.18 and 5312.12 to create a limited assessment-priority mechanism over a first mortgage. If enacted, a portion of unpaid condominium or planned community assessments would take priority over subsequently recorded mortgage liens — a meaningful shift in how delinquency recovery stacks against first-mortgage holders.[27]
| Property managers | Current lien collection practice follows SB 61. No changes required until HB 226 becomes law. |
| HOA board members | Monitor HB 226 closely — a lien-priority shift over first mortgages would directly affect delinquency recovery and budgeting strategies. |
| Community association attorneys | Advising clients on enacted text is premature. Track the bill through committee before adjusting collection strategy. |
| Homeowners | Your assessment exposure follows current law. A stronger association lien — if HB 226 passes — could affect how delinquencies resolve. |
SB 202 · Chief Steven DiSario Act · 136th General Assembly · 2025–2026 Regular Session
Sponsored by Sen. Tim Schaffer (R-Lancaster), SB 202 would amend sections 4781.40, 5301.072, 5311.191, and 5321.131 to bar manufactured home park operators, condominium associations, neighborhood associations, and landlords from restricting the thin blue line flag. The Ohio Senate passed it unanimously on May 14, 2025. Its House companion, House Bill 74, sponsored by Reps. Kevin Miller (R-Newark) and Sean Brennan (D-Parma), remains pending without a floor vote.[28] Rep. Miller carried the same-named bill in 2022 and 2023; both passed the House but did not reach the governor.[29]
| Property managers | Flag-display enforcement under existing governing documents remains unchanged. Do not revise enforcement policies until SB 202 is signed into law. |
| HOA board members | If your documents restrict flag displays, a signed SB 202 would prohibit banning the thin blue line flag. Watch for House action on companion bill HB 74. |
| Community association attorneys | Track SB 202 and HB 74 through their respective chambers. Neither is law; advising on enacted text would be premature. |
| Homeowners | Current governing-document rules on flag display remain in effect. SB 202 would add the thin blue line flag to the list of flags an HOA cannot restrict. |
Recent court rulings
Two 2025 appellate decisions have sharpened the rules on covenant enforcement and class-action certification under Ohio's HOA chapters.
Whitney Woods Homeowners' Assn., Inc. v. Steagall, 2025-Ohio-2784
Applying section 5312.13, the Tenth District affirmed summary judgment and a permanent injunction enforcing a planned community's recorded covenants. The court also held that the association could not recover attorney's fees incurred defending a separate HUD complaint, because that defense did not constitute covenant enforcement under the statute. The ruling draws a direct line between fee recovery and the statutory enforcement purpose.[26]
| Property managers | Covenant enforcement records and approval steps carry weight in court. Keep thorough files on every violation and every step taken. |
| HOA board members | Injunctive enforcement is available under both chapters, but attorney-fee awards track the statutory enforcement purpose — not every association expense. |
| Community association attorneys | Document exactly how each dollar of attorney time served the enforcement purpose. Broader expense claims will not survive under this ruling. |
| Homeowners | Contesting enforcement in a separate forum — such as a HUD complaint — does not give you a defense in state court against a covenant-enforcement judgment. |
Ragouzis v. Madison House Condominium Owners Assn., Inc., 2025-Ohio-2797
Addressing section 5311.23, the First District held that although the Condominium Act permits class actions by unit owners, a proponent must still satisfy every Civ.R. 23 class-certification requirement. Finding the counterclaim plaintiffs failed to establish numerosity, the court reversed certification. The statute's permission to bring a class action does not eliminate the procedural burden to prove it.[30]
| Property managers | Class-action exposure under § 5311.23 is real, but certification is not automatic — numerosity must be independently shown. |
| HOA board members | If multiple owners file jointly, every Civ.R. 23 element, including numerosity, will face scrutiny in court. |
| Community association attorneys | Plead and prove all Civ.R. 23 requirements independently. The statute alone does not establish class certification in a condominium dispute. |
| Homeowners | A class-action claim under the Condominium Act requires satisfying Ohio's full certification standards. Numerosity is a real threshold — organizers must demonstrate it. |
Active legislative debates
Two recurring policy discussions — reserve-study mandates and political yard-sign protections — have not yet reached a floor vote.
Beyond the pending bills, Ohio observers are tracking two recurring discussions that have not yet become law. Interest in mandatory reserve studies follows the June 24, 2021 partial collapse of Champlain Towers South in Surfside, Florida, which killed 98 people. Advocates are also pushing for protections covering political yard signs in planned communities. Neither topic has advanced to enacted law.31
5. National positioning and related coverage
Ohio sits among the states with complete, statute-based association regimes, alongside California's Davis-Stirling Act, Florida's Chapters 718 and 720, the Texas Property Code, and Arizona's Title 33. What distinguishes Ohio is the pairing of two bespoke, non-UCIOA chapters: an older condominium framework from 1963 that House Bill 135 substantially reformed in 2004, and a separate planned community statute enacted only in 2010. The two chapters are parallel but not identical — they do not mirror each other provision by provision.
Multi-state operators must triage an Ohio portfolio by community type first. A single compliance checklist drawn from the condominium act will misstate the duties owed in a planned community, and a UCIOA template will misstate both.
6. Closing note
HOA Weekly updates its Ohio Governing Statute coverage quarterly to reflect new General Assembly action and appellate decisions. Federal frameworks — including fair housing, debt-collection, and flag-display law — also apply to Ohio associations and are tracked separately in HOA Weekly's federal coverage.
Footnotes
- Ohio Legislature, Ohio Rev. Code § 5311.01, Definitions (Condominium Property Act) ↩
- Ohio Legislature, Ohio Rev. Code ch. 5312, Planned Community Law ↩
- Ohio Legislature, Ohio Rev. Code § 5312.01, Definitions (Planned Community Law) ↩
- Ohio Legislature, Ohio Rev. Code § 5311.03 (H.B. 135, 125th Gen. Assemb., eff. July 20, 2004) ↩
- Ohio Legislature, Ohio Rev. Code § 5312.15, Construction of chapter ↩
- Ohio Legislature, Ohio Rev. Code § 5311.02, Submission of property to provisions of chapter ↩
- Ohio Legislature, Ohio Rev. Code ch. 5311, Condominium Property Act ↩
- Ohio Legislature, Ohio Rev. Code § 5311.081, Board of directors; powers and duties ↩
- Ohio Legislature, Ohio Rev. Code § 5311.091, Records; inspection ↩
- Ohio Legislature, Ohio Rev. Code § 5311.191, Display of flag (H.B. 18, 131st Gen. Assemb., eff. Mar. 21, 2017) ↩
- Ohio Legislature, Ohio Rev. Code § 5311.16, Fidelity coverage ↩
- S.B. 61, 134th Gen. Assemb., Reg. Sess. (Ohio 2022), Ohio Legislature ↩
- Ohio Legislature, Ohio Rev. Code § 5312.02, Declaration and bylaws required ↩
- Ohio Legislature, Ohio Rev. Code § 5312.03, Owners association; organization; declarant control ↩
- Ohio Legislature, Ohio Rev. Code § 5311.19, Action to enforce compliance; attorney fees ↩
- 701 Lakeside, LLC v. Pinnacle Condominium Unit Owners' Ass'n, 2024-Ohio-2899 (8th App. Dist.) ↩
- Ohio Legislature, Ohio Rev. Code § 5311.08, Developer control; transition to unit owners ↩
- Ohio Legislature, Ohio Rev. Code § 5311.09, Records; availability ↩
- Ohio Legislature, Ohio Rev. Code § 5312.06, Records; resale disclosure ↩
- Ohio Legislature, Ohio Rev. Code § 5312.07, Assessments ↩
- Ohio Legislature, Ohio Rev. Code § 5312.10, Assessment cap; amendment required ↩
- Ohio Legislature, Ohio Rev. Code § 5311.18, Assessment lien; continuing lien (as amended by S.B. 61, 2022) ↩
- Ohio Legislature, Ohio Rev. Code § 5312.12, Assessment lien ↩
- Ohio Legislature, Ohio Rev. Code § 5311.26, Developer disclosure; purchaser remedies ↩
- Ohio Legislature, Ohio Rev. Code § 5312.11, Enforcement; due process requirements ↩
- Ohio Legislature, Ohio Rev. Code § 5312.13, Action to enforce compliance; attorney fees; Whitney Woods Homeowners' Ass'n, Inc. v. Steagall, 2025-Ohio-2784 (10th App. Dist. Aug. 7, 2025) ↩
- H.B. 226, 136th Gen. Assemb., Reg. Sess. (Ohio 2026), Ohio Legislature ↩
- S.B. 202, 136th Gen. Assemb., Reg. Sess. (Ohio 2026) (Chief Steven DiSario Act), Ohio Legislature ↩
- "Ohio Senate passes bill banning HOAs from prohibiting thin blue line flags," NBC4 WCMH-TV ↩
- Ragouzis v. Madison House Condominium Owners Ass'n, Inc., 2025-Ohio-2797 (1st App. Dist. Aug. 8, 2025) ↩
- HOA Explore, "Ohio HOA Laws Update: What's New in 2025?" ↩