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A Rhode Island condominium gets double the erosion setback — and the same four-boat dock

A Rhode Island condominium gets double the erosion setback — and the same four-boat dock
Rhode Island · Regulation

A Rhode Island condominium gets double the erosion setback — and the same four-boat dock

Rhode Island regulates the shoreline harder than it regulates condominium boards, and the Coastal Resources Management Council's rules treat a multi-unit building as a different category of applicant from the house next door.

The instrument is 650-RICR-20-00-1, the CRMC's “Red Book” — the Rhode Island Coastal Resources Management Program — whose currently active version reflects an amendment effective November 24, 2024. Its jurisdiction runs from three miles offshore to 200 feet inland of any coastal feature, which in Rhode Island captures a great deal of condominium stock.1

The setback multiplier doubles above four units

Section 1.1.9(C):

The minimum distance of a setback shall be not less than 30 times the calculated average annual erosion rate for less than four (4) dwelling units and not less than sixty (60) times the calculated average annual erosion rate for commercial, industrial or dwellings of more than four (4) units. At a minimum however, setbacks shall extend either fifty (50) feet from the inland boundary of the coastal feature or twenty-five (25) feet inland of the edge of a Coastal Buffer Zone, whichever is further landward.

Thirty times for a small building, sixty times for anything over four units. On a stretch of Rhode Island shoreline eroding at two feet a year, that is a sixty-foot setback for a triplex and a one-hundred-and-twenty-foot setback for a five-unit condominium on the same beach.

The setback reaches filling, removal and grading, residential buildings and garages, new individual sewage disposal systems and treatment plants, and non-water-dependent commercial and recreational structures. Repairs and replacements of existing permitted sewage disposal systems are exempt.

And an association's separate lots count as one

Buffer widths under § 1.1.11 scale with lot size — from 15 feet for a lot under 10,000 square feet in the less sensitive water types up to 200 feet for a lot over 200,000 square feet in water types 1 and 2. Which makes § 1.1.11(B)(7) important for any association holding more than one parcel:

when the property owner owns adjoining lots, these lots shall be considered as one lot for the purposes of applying the values contained in Table 4.

An association that holds several adjoining common-element parcels is assessed on the aggregate, which pushes it up the buffer table.

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The trigger that catches renovation, not just new building

Section 1.1.11(B)(3) requires a coastal buffer zone for new residential development and for commercial and industrial development — and then reaches existing buildings: “For existing residential structures, the Council shall require a coastal buffer zone for Category 'A' and 'B' activities when the footprint of the structure is expanded fifty percent (50%) or more.

So a fifty-percent expansion pulls in a buffer requirement that did not previously apply. And the buffer is not merely a line on a plan: under § 1.1.11(B)(4) vegetation “must be either retained in a natural, undisturbed condition, or properly managed”, and where native flora is absent “the Council may require restoration efforts…replanting the coastal buffer zone with native plant species.” That is a maintenance obligation on the association in perpetuity, not a one-off condition of approval.

Variances are available but rationed: under § 1.1.11(C)(2) the Executive Director may administratively grant a variance down to fifty percent of the required width; anything beyond that goes to the full Council. And § 1.1.11(C)(8) stacks the two requirements: the § 1.1.9 setback “shall exceed the Coastal Buffer Zone requirement by a minimum of twenty-five (25) feet for fire, safety, and maintenance purposes.

Docks: the Red Book names condominiums, and the answer is four boats

This is the provision that produces the most disbelief. The definition at § 1.1.2:

'Residential boating facility' means a dock, pier, wharf, or float, or combination of such facilities, that shares a common boundary or is located directly across the width of a public road with a private residence, developed condominium, developed cooperative or other home owners' association properties that may accommodate up to four (4) boats.

And in the standards: “All residential boating facilities shall be contiguous to a private residence, condominium, cooperative or other homeowner's association property and shall not accommodate more than four (4) boats.

A forty-unit oceanfront condominium and a single beach cottage get the same four-boat residential dock. Two further limits compound it: “The installation or use of more than one (1) residential or limited recreational boating facility per lot of record as of October 7, 2012 is prohibited”, and shared residential recreational docks are “prohibited from exceeding more than two (2) terminal floats and a combined total terminal float area in excess of three hundred (300) square feet.

There is also a filing requirement most boards have never heard of: anyone proposing “condominium, dockominium, or other forms of ownership or operation of recreational boating facilities involving multiple, cooperative, condominium or fee simple interests in ownership or operation shall submit a prospectus of such proposals to the CRMC for review” for consistency with the state's public trust responsibilities.

The post-hurricane moratorium, which is the one to read before a storm

Section 1.1.14(C)(3): “The Council shall impose a temporary moratorium to remain in effect for a maximum of ninety (90) days from the disaster declaration, but may be extended for good cause shown.

It applies to applications for new activities requiring Council Assent that do not result from the disaster, and — the part that matters — to “[r]econstruction of all residential and associated residential structures, commercial and recreational structures in both A zone and V zone that were destroyed fifty percent (50%) or more by storm induced flood, wave and wind damage.

A Rhode Island coastal association whose building is more than half destroyed cannot simply start rebuilding. Ninety days, extendable, with Catastrophic Storms Assents and Imminent Peril Assents available from the Executive Director in the interim under §§ 1.1.14(A) and (B).

Read that against § 34-36.1-3.13(h) of the Condominium Act, which requires the association to repair or replace insured damage “promptly” unless one of four exceptions applies — including that “[r]epair or replacement would be illegal under any state or local health or safety statute or ordinance” or that eighty percent of unit owners vote not to rebuild. A CRMC moratorium is the circumstance in which those provisions have to be read together, and it is worth a board knowing that before it is standing in the rubble.

Penalties, and what the 2024 amendment actually did

The November 2024 amendment's stated purpose was narrow: to amend § 1.1.13 “to include the administrative penalty matrix guidance for violations of the Rhode Island Coastal Resources Management Program.

Section 1.1.13 now requires the Chairperson, Executive Director or designee to weigh eleven listed factors in setting a penalty, among them “[m]aking compliance less costly than noncompliance”, deterring future noncompliance, “[t]he amount necessary to eliminate the economic advantage of noncompliance”, and whether the failure was intentional or willful. Any staff or Council member witnessing a violation “is hereby authorized to issue a warning”. The dollar figures themselves sit in a separate Administrative Penalty Matrix in the CRMC's Management Procedures, which this column did not open — so the amounts are not reported here.

A coastal Rhode Island board's options

Find out your parcel's calculated average annual erosion rate. Everything in § 1.1.9 is a multiple of that one number, and it is the CRMC's figure, not an estimate.

Count your unit total against the four-unit line. Five units doubles the multiplier. That is a fact about your community you can establish today.

Treat the buffer as a maintenance obligation with a budget line. Retention in a natural state, or managed restoration with native species, is an ongoing duty. Our Rhode Island water conservation page covers the landscaping side.

Check your septic system's status before you plan anything. New individual sewage disposal systems are inside the setback; repairs and replacements of existing permitted systems are exempt. Which category a project falls into decides whether the setback applies at all.

Do not plan a dock expansion on the assumption that unit count buys capacity. It does not.

What to watch next

A CRMC rulemaking. There is reporting of an August 2025 CRMC notice proposing to repeal and replace the freshwater-wetlands-in-the-vicinity-of-the-coast rules with new buffer standards, and separate work on suburban coastal buffer zone standards for a Special Area Management Plan amendment. This column could not open either document — parts of the CRMC website were unreachable at the time of writing — so neither is confirmed here. If that rulemaking completed, it is the most consequential unreported coastal development for Rhode Island associations, and the Council's rules coordinator is the person to ask.

Related Rhode Island HOA Topics

← All Rhode Island HOA Topics

  1. 650-RICR-20-00-1, Rhode Island Coastal Resources Management Program (the “Red Book”) — active version, amendment effective November 24, 2024
  2. R.I. Gen. Laws § 34-36.1-3.13, Insurance — including the duty to repair or replace at subsection (h)

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