2026-09-15 · Mississippi · Legislation · Did not pass

The bill that would have given Mississippi its first statute regulating what a homeowners association may charge a seller died in committee on February 3, 2026, without a hearing, an amendment, or a recorded vote. Senate Bill 2644, “Homeowners associations; cap fees for estoppel certificates,” was filed by Senator Kevin Blackwell and referred to the Senate Accountability, Efficiency, Transparency Committee on January 19. Its action history on the Legislature's own bill-status system has exactly two entries — the referral and the death.¹

SB 2644 is not law and never was. Mississippi has no statute today requiring an association to issue a resale or estoppel certificate, setting a deadline for one, or capping what it costs.

What the bill said

SB 2644 was a Florida-style estoppel statute. It would have required an association to issue a certificate within 10 business days of a written or electronic request from a parcel owner or mortgagee, or their designee, and to publish a designated contact address for such requests on its website.²

The certificate's contents were prescribed: the regular periodic assessment and its frequency, the paid-through date, the next installment, an itemized list of every assessment, special assessment and other sum owed, a per-day schedule of amounts coming due, any capital contribution, resale or transfer fee, any open rule violation noticed to the owner, whether board approval of the transfer was required and whether it had been given, whether a right of first refusal existed and whether it had been exercised, every other association the parcel belonged to, and the association's insurance contacts.

1. SB 2644 action history, Mississippi Legislature Bill Status System (2026 Regular Session) ↩
2. SB 2644 as introduced, full text ↩
3. Community Associations Institute, January 2026 advocacy recap ↩