We explain HOA law in plain English, but we are not your lawyer and this is not legal advice. Here is why that matters.

Complaints to Virginia's HOA regulator rose 81 percent in a year

Virginia · Regulation

Complaints to Virginia's HOA regulator rose 81 percent in a year

Virginia's community association regulator took 310 complaints in its latest reporting year, against 171 the year before — an 81 percent increase. The figures come from the Office of the Common Interest Community Ombudsman's annual report to the General Assembly, covering November 1, 2024 through October 31, 2025 and filed as RD938.1

Virginia is one of the few states with a dedicated HOA regulator at all. That makes its complaint data one of the only reliable pictures anywhere of what owners actually fight their associations about.

The numbers

Notices of final adverse decision — the formal instrument an owner files after exhausting an association's own complaint procedure — rose from 69 to 87. Of those, 46 were appropriate for the Office to issue determinations on.

The geography is lopsided. Northern Virginia accounted for 161 complaints, or 52 percent; Tidewater 74, or 24 percent; Central Virginia 57, or 18 percent; and Southwest Virginia 18, or 6 percent.

By community type: property owners' associations 60 percent, condominiums 30 percent, managers 8 percent, cooperatives 2 percent. By management model: 214 professionally managed, 89 self-managed, 7 employee-managed.

Behind the formal filings sits a much larger advisory function — 834 phone calls and 2,738 emails from constituents in the same period.

✓ Your Virginia State Pass is active — the full analysis below is unlocked

What the Office can and cannot do with a complaint

The statutory limit is the thing most owners misunderstand. Section 54.1-2354.3(B)(3) lets the Office receive notices of final adverse decision and either refer the decision to the Common Interest Community Board or “make a determination of whether a final adverse decision is in conflict with laws or Board regulations governing common interest communities or interpretations thereof by the Board and promptly notify the complainant of such determination.”

The test is conflict with law or Board regulation. It is not conflict with the association's own declaration, bylaws or rules. An owner whose complaint is that the board misapplied its own documents is outside the Office's jurisdiction, however well founded the grievance.

Nor does a determination produce money, an injunction, or a reversal. Where the Office finds a conflict, it notifies the governing board and, if applicable, the manager. Section 54.1-2354.3 then gives the association 365 days before further consequences are in play.

What happens when the Office does escalate

The report records that in this reporting year the Office referred no matter to the Common Interest Community Board for enforcement, but referred three cases for investigation. Two of those produced the state's heaviest outcome:

“DPOR's Investigations Section conducted detailed investigations that resulted in two property management companies — Rosewood Management and Tagare Corporation — being placed in receiverships with local circuit courts”, working with the Office of the Attorney General. Tagare admitted violations of the Board's regulations and agreed to revocation of its licence.

Receivership of a management company is an extraordinary remedy. That two came out of a single reporting year is the sharpest signal in the report.

Why the volume rose

The report does not attribute the increase to a single cause, and neither should anyone reading it. What can be said is that the increase coincided with a period in which Virginia's association statutes were largely static, insurance costs were rising, and the regulator's own complaint regulations were amended — the Ombudsman regulations, 18VAC48-70, took effect August 1, 2025.

A rise in complaints is not by itself a rise in misconduct. It can as easily reflect a better-known complaint channel.

The conditions that change the answer

The reporting year ends October 31. These figures cover November 1, 2024 to October 31, 2025 and do not describe 2026.

Complaint counts are not findings. Of 87 notices of final adverse decision, 46 were appropriate for determination — and a determination is a finding about conflict with law, not a ruling on the underlying dispute.

The regional split tracks population and association density, not necessarily association behaviour.

What to watch next

The next annual report covers November 1, 2025 through October 31, 2026 and is the first that will show whether 310 was a step change or a spike. The Office publishes its individual determinations as they issue, so the trend is visible before the report lands.

Related Virginia HOA Topics

← All Virginia HOA Topics

  1. Office of the Common Interest Community Ombudsman, Annual Report (RD938, 2025), reporting period Nov. 1, 2024 – Oct. 31, 2025 — Virginia Reports to the General Assembly ↩
  2. Va. Code § 54.1-2354.3, Common Interest Community Ombudsman; appointment; powers and duties — Code of Virginia ↩
  3. Office of the Common Interest Community Ombudsman — Virginia Department of Professional and Occupational Regulation ↩

Stay on top of Virginia HOA law

Every week: new Virginia legislation, court rulings, and regulatory developments affecting condos, planned communities, and property managers. Free.

Check your inbox to complete your sign up.

No spam. Unsubscribe anytime.