Colorado HOAs must now count their foreclosures before they can renew registration
Colorado HOAs must now count their foreclosures before they can renew registration
2026-09-10 · Colorado · Regulation
Colorado's annual HOA registration stopped being a name-and-address form on October 1, 2025. It is now a delinquency-and-foreclosure data call, and an association that has never tracked those numbers cannot complete it. The change came in an HOA Center Advisory posted September 22, 2025, implementing HB25-1043's amendments to C.R.S. 38-33.3-401.1
The four mandatory questions
For the twelve months immediately preceding registration or renewal, an association must now report:
1. The number of unit owners who were, at any time in that period, six or more calendar months delinquent in assessments or special assessments.
2. The number of unit owners against whom the association or its designee obtained a judgment for unpaid assessments, fees or attorney fees.
3. The number of payment plans entered into under C.R.S. 38-33.3-316.3.
4. The number of foreclosure actions filed against unit owners under C.R.S. 38-33.3-316.
The advisory says the data “will be reported in future annual reports” — which means the 2026 reporting year will produce Colorado's first official statewide figures on HOA foreclosure activity.
And nine optional ones
The Division began requesting nine further data points on the same date, “to improve data quality and reporting”: the number of board positions in the governing documents; the number vacant on the registration date; the current average assessment; assessment frequency; the percentage change in assessments over twelve months; the number of payment plans offered; the number of owners who completed a payment plan; total late fees and interest collected as a percentage of total revenue; and total late fees and interest assessed and then waived as a result of a payment plan.
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Related Colorado HOA Topics
- HOA Center Advisory: Registration Changes Pursuant to Section 38-33.3-401, C.R.S. (September 22, 2025), Colorado Division of Real Estate ↩
- HOA Center Advisory: Check Your Association's Registration Status (January 13, 2026), Colorado Division of Real Estate ↩
- HOA Registration Services (fees, account types and the fee waiver), Colorado Division of Real Estate ↩
- 2025 HOA Information & Resource Center Annual Report, Colorado Division of Real Estate ↩
- Business Organizations Fee Schedule, Colorado Secretary of State ↩
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