Latest Legal Updates
Latest Legal Updates
HOA and condominium association legislation, court rulings and regulatory changes across every state, the District of Columbia and federal law — newest first.
Showing 529–552 of 1,989 updates
HUD narrows assistance-animal enforcement to trained animals only
A May 22, 2026 HUD memorandum tells fair-housing investigators to find cause only where an animal is individually trained — but it binds HUD staff, not New Hampshire boards, and expressly leaves private lawsuits untouched.
Read the full update
Nineteen dollars decided a Nevada HOA foreclosure appeal
In Deutsche Bank v. Collegium Fund, the Nevada Supreme Court held that a homeowner's pre-sale payments satisfied the foreclosing HOA's superpriority lien as a matter of law, and that a second HOA's lien did not also have to be paid.
Read the full update
New Jersey readopted its PREDFDA association rules unchanged through 2032
DCA readopted all of N.J.A.C. 5:26, including the Radburn election regulations, without a single change — fourteen months after a new statute amended PREDFDA and thirteen months after a court reversed part of those rules.
Read the full update
FinCEN's final rule names homeowners associations — yours files nothing
A FinCEN final rule effective August 14, 2026 makes the exemption of domestic entities permanent and addresses homeowners associations by name. A New Mexico nonprofit association has no beneficial-ownership report to file.
Read the full update
A bill would make townships pay you back
SB 963 would require every Pennsylvania municipality to provide planned communities the same services it gives other homes — or reimburse the association for providing them — with compulsory arbitration where no agreement is reached.
Read the full update
Montana condo common-element percentages still need every owner's agreement
House Bill 362 would have let 75 percent of affected owners re-allocate undivided interests in condominium common elements; it was tabled, un-tabled and died, leaving the unanimity requirement in section 70-23-403 intact.
Read the full update
A $50,000 per-unit deductible cap just met Oklahoma's percentage hail deductibles
Fannie Mae's master-policy rules now impose a $50,000 per-unit deductible ceiling on top of the 5% test — and a percentage wind-and-hail deductible on an Oklahoma condominium can blow through it.
Read the full update
FHA still enforces what Fannie and Freddie just retired
An Ohio condominium can now be conventionally financeable and FHA-ineligible at the same time — FHA keeps a 35% owner-occupancy floor, a 15% arrears ceiling and a 10% individual-owner limit.
Read the full update
A long-term tenant can satisfy Hood River's rental residency rule
The Ninth Circuit affirmed Hood River's primary-residence condition on short-term rentals in July 2026, and the distinction that saved it is that the resident need not be the owner.
Read the full update
That detention basin on your HOA’s common area is a recorded deed restriction, and the town can inspect your records
New York’s MS4 regime runs through town local laws drawn from a state model that requires the stormwater maintenance obligation to be recorded as a deed restriction binding every subsequent landowner.
Read the full update
In Minot the City Attorney approves your association's common-area covenants
Minot's Land Development Ordinance requires PUD common open space to be conveyed to a homeowners association under covenants approved by the City Attorney — the strongest municipal control over association documents in North Dakota.
Read the full updateHB 383 is not New Hampshire law and never was
A bill that would have made recorded condominium rules part of the condominium instruments and set a 51 percent threshold to amend a declaration was killed by voice vote on March 6, 2025 — but it keeps appearing on guide pages as enacted law.
Read the full updateThe 80 percent rule inside your association's flood policy can cut the check
The federal condominium flood policy imposes a coinsurance penalty whenever building coverage falls below 80 percent of replacement cost, applied before the deductible — with FEMA's own worked example showing the shortfall.
Read the full updateFannie Mae bans the reserve method New Jersey law permits
From January 4, 2027 Fannie Mae requires 15 percent reserve funding or a reserve study funded at its highest recommended level — while New Jersey law lets associations fund at 85 percent of plan and lets balances reach zero.
Read the full update
Fifth Circuit: there is no protected property right in leasing your home short-term
Marfil v. City of New Braunfels, decided June 18, 2026 and binding in Mississippi, upheld a ban on rentals under 30 days: no protected property interest for due process, and the 30-day line survives rational-basis review.
Read the full update
Small Rhode Island condominiums just got a project-review exemption
Freddie Mac Bulletin 2026-C expands Exempt from Review to projects of 2 to 10 units, retires the Streamlined Review type from August 3, 2026, and drops the 50% owner-occupancy test for investment loans in established projects.
Read the full updateThe State Farm hail suit is an HOA balance-sheet story, and nobody is writing it that way
Oklahoma's Attorney General sued State Farm in June 2026 over an alleged “Hail Focus Initiative” that suppressed roof approvals — and in a condo or townhome regime a suppressed roof claim becomes a special assessment.
Read the full updateName someone to catch the tax-sale notice
Act 27 of 2026 creates a form letting an owner designate a relative or agent to also receive delinquent property-tax notices before a county can sell the home, and confirms that tax duty on unseated land is a charge against the land only.
Read the full updateNobody in Ohio is studying homeowners associations
No committee, task force, working group or study commission in either chamber is examining HOAs, condominiums or covenants — and Ohio appears in none of the national 2026 HOA legislation trend categories.
Read the full updateShort-term renters beat Clark County in federal court — but not their HOA
A December 2025 preliminary injunction bars Clark County from requiring short-term rental licenses, issuing daily fines or recording liens. It runs against the county's permit scheme, not against a recorded covenant.
Read the full updateMontana zoning must treat manufactured homes like any other house — covenants excepted
Senate Bill 252, Chapter 376 of the 2025 Laws, requires city and county zoning to treat manufactured and factory-built housing the same as other residential property, while expressly preserving existing covenants and the power to write new ones.
Read the full updateNew York’s new pied-à-terre tax arrives through maintenance — which makes the co-op board the collection agent
Enacted as Part HH of the 2026-2027 state budget, the surcharge starts at a $1 million Department of Finance market value for condos and co-ops. Condo owners are billed directly; co-op boards are not.
Read the full updateRuidoso's fire rating was downgraded — and insurers had 90 days to warn policyholders
An OSI bulletin recorded Ruidoso moving from Public Protection Class 2 to Class 3 effective July 1, 2026, and required every residential insurer to send policyholders a prescribed premium-impact notice.
Read the full updateFour Oregon jurisdictions have opted into the wildfire code
Ashland, Deschutes County, Grants Pass and Sisters have adopted Section R327 locally, with Bend following on May 15, 2026 — and in Central Oregon the new standards reach communities that had only a wood-shake roof ban.
Read the full update