Latest Legal Updates
Latest Legal Updates
HOA and condominium association legislation, court rulings and regulatory changes across every state, the District of Columbia and federal law — newest first.
Showing 697–720 of 1,989 updates
A North Dakota association must now win a breach case before it can allege bad faith
SB 2374 created N.D.C.C. § 26.1-39-29, requiring a final judgment that the property insurer breached the contract before a bad-faith action may proceed — and set rules for arbitration endorsements and managed repair programs.
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Nobody in Pennsylvania licenses your HOA manager
Pennsylvania has no licence class for community association managers, and the State Real Estate Commission's own exclusion list does not contain one either — even though the statute defines a broker as anyone who manages real estate.
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The free May 15 filing most Mississippi HOA boards have never heard of
A 2024 statute gave every Mississippi nonprofit corporation an annual report due May 15, at no cost, with administrative dissolution on the other side of it. Most HOAs are nonprofit corporations, and 2026 was only the second filing cycle.
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A $10 filing is all that stands between your HOA and losing its corporate existence
New Mexico nonprofit corporations file an annual report by the fifteenth day of the fifth month after their fiscal year ends. Failure exposes the association's certificate of incorporation to revocation.
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Nevada condo buyers can now claim the property-tax cap at closing
AB 377 requires the Nevada Tax Commission to add a section to the declaration of value where a property owner may claim the partial tax abatement — so a buyer no longer has to discover the form separately.
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A New Hampshire rule with no expiration date may still expire
The Division of Administrative Rules began printing expiration dates on source notes only for rules certified after April 28, 2025, and said it will not go back and add them to older rules.
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The flood insurance programme runs to December 11 — and FEMA’s own website will tell your board September 30
A law signed September 2, 2026 extended NFIP authorization to December 11, 2026. FEMA’s reauthorization page has not been updated since February and still shows the old date.
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New Jersey is not working on UCIOA, and has no condo-safety task force
The Law Revision Commission has no project on the Condominium Act, PREDFDA or common interest ownership, no UCIOA bill is pending, and no successor body to the 2023 condominium-safety work exists.
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A $50,000 per-unit deductible ceiling arrives for Rhode Island condo master policies
Freddie Mac Bulletin 2026-C retires the 5%-per-unit deductible test and caps a per-unit master-policy deductible at $50,000, requires an HO-6 wherever one exists, and makes named-storm coverage mandatory — for applications from July 1, 2026.
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Oregon boards can now push $50,000 a unit onto owners
Conventional lenders raised the permitted master-policy per-unit deductible to $50,000 from July 1, 2026, and ORS 100.435 already lets an Oregon condominium board create exactly that exposure by resolution.
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The flood program expires September 30, and Ohio floods
NFIP authorization runs out at 11:59 p.m. on September 30, 2026 with no enacted extension — and the association-level flood policy still carries an 80% coinsurance penalty measured at replacement cost when the loss happens.
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HUD rescinded the assistance-animal guidance boards have used for six years
A May 22, 2026 HUD memorandum permanently rescinds FHEO-2020-01 and directs enforcement staff to use the ADA's training-based service-animal definition — but it binds HUD staff, not housing providers, and leaves Montana law untouched.
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Reported: $3.1 million gone from a dozen OKC-metro HOA accounts, and none of it recovered
A police report says text-message approvals to one management company's owner led to wire transfers draining ten homeowners association accounts, with the FBI investigating and no funds recovered.
Read the full updateNew Mexico created a solar fund in 2025. Your association cannot apply to it.
The Local Solar Access Fund is limited to counties, municipalities, school districts, land grants and tribes. Neither an association nor an individual homeowner is an eligible entity.
Read the full updateThe reserve study plan most boards adopt no longer satisfies condominium lenders
Since August 3, 2026, a lender relying on a reserve study must verify the budget includes the study's highest recommended reserve allocation — and the baseline funding method is no longer permitted.
Read the full updateNew Jersey's e-bike law creates real work for community associations
P.L.2025, c.285 reclassified e-bikes and added age, licensing, registration and insurance requirements, with a six-month grace period and an insurance section that takes effect January 1, 2027.
Read the full updateNever having said yes before is a defence
In Pauletta v. Riverview Manor the Superior Court affirmed summary judgment for a Harrisburg association that refused an owner permission to drill through an exterior wall, framing the abuse-of-design-control test as consistent past practice plus reasonable inquiry.
Read the full updateA road you drew on a plan in 1987 is not yours to redesign in 2019
In Taylor Community v. City of Laconia the Supreme Court held that a developer who showed a road on a subdivision plan, told the planning board it would be deeded to the city, and sold lots off that plan could not later reconfigure it — even though title never transferred.
Read the full updateFannie Mae’s light-touch condo review is already gone, and no housing stock is more exposed than New York’s
Limited Review was retired for loan applications dated on or after August 3, 2026. Every established condo project over ten units now gets a Full Review of the association’s books — and the finding is project-wide.
Read the full updateColumbus's short-term rental rules have not changed since 2019
Chapter 598 carries no 2025 or 2026 amendment: a Columbus permit is issued without any check against deed restrictions, the insurance floor is $300,000, and the saving clause defers to other law, not to your declaration.
Read the full updateFederal flood insurance runs out September 30 — it has already lapsed twice this year
The National Flood Insurance Program is authorized only through September 30, 2026. It lapsed from October 1 to November 12, 2025 and again from February 1 to 3, 2026. In-force policies run their term; new and renewal policies stop.
Read the full updateOklahoma is formally asking whether its homeowners market is broken. The hearing slipped to October 26
A formal Insurance Department proceeding will decide whether Oklahoma's homeowners insurance market is noncompetitive — the statutory finding that unlocks rate authority. It was set for September 14 and has been continued.
Read the full updateThe only 2026 bill to touch Mississippi's condominium law rode in on a hair-discrimination bill
HB 44 would have added natural hairstyle to the list of restrictions a condominium's covenants may not impose under Miss. Code Ann. Section 89-9-19. It was the only 2026 measure to reach the Condominium Law, and it died in committee on February 3.
Read the full updateOregon cut association defect claims from 10 years to 7
House Bill 3746 shortened the construction-defect period for Oregon HOAs and condominium associations, and keyed the change to the date the declaration was first recorded — not the date of construction.
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