Latest Legal Updates
Latest Legal Updates
HOA and condominium association legislation, court rulings and regulatory changes across every state, the District of Columbia and federal law — newest first.
Showing 769–792 of 1,989 updates
Your association's master policy no longer has to replace the roof
Fannie Mae carved roofs out of the replacement-cost requirement and both agencies retired inflation guard entirely — two changes that shift rebuilding risk onto New Mexico associations with older roofs.
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Nevada's vetoed HOA bill would have given owners 36 months to landscape
SB 121 would have barred landscaping deadlines sooner than 36 months after escrow, limited late fees and credit reporting, restricted oil-stain enforcement and required notice when a management contract ends. It was vetoed on June 5, 2025.
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Thirteen association bills died in one session
Every HOA, condominium and manufactured-housing bill of Pennsylvania’s 2023-2024 session died at sine die. Most have been reintroduced with new numbers, two of the most substantial have not, and the same deadline arrives again on 30 November.
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Flood insurance authority lapses September 30, and 188 Mississippi coastal condo master policies run through it
The National Flood Insurance Program's authorization expires at 11:59 p.m. on September 30, 2026. FEMA's own policy data shows 199 condominium master flood policies in force in Mississippi, 188 of them in Harrison, Jackson and Hancock counties.
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Oklahoma's HOA reform bill passed the House 73-14, then sat for two years without a hearing
HB 2800 would have capped association fees at $175, capped a good-standing letter at $50, and required 72-hour access to the CC&Rs. It never got a Senate committee hearing and died at sine die.
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Oregon boards must warn owners before suing over defects
Three notices, a 90-day wait, a recorded board vote and a statutory warning about resale — ORS 94.662 and ORS 100.490 now set out exactly what an Oregon association must do before filing a construction-defect claim.
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Your city must report to the state if your basin is not maintained
Ohio EPA's stormwater permit requires municipalities to map private detention basins, hold the operation-and-maintenance agreement, inspect each one per permit term, and report enforcement actions for failure to maintain.
Read the full updateNo federal regulator watches your New Mexico HOA's collections
The CFPB's 2026 agenda reaches mortgage servicers, not associations, and the Justice Department's only 2025-26 ADA rulemaking binds state and local government. For a New Mexico owner, the applicable law is state law.
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Montana owner voting-rights bill passed the Senate, then died in House committee
Senate Bill 400 would have guaranteed Montana owners a vote on covenants, dues increases and association litigation, and the right to run for the board; it cleared the Senate and was tabled in House committee.
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An association asked for a roof and got $52,482.81, and the Eighth Circuit says that is final
Jamestown Villas Homeowners Association v. State Farm holds that an appraisal panel's award necessarily decided the “like kind and quality” question and cannot be reviewed for adequacy of amount.
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Two condo bills, and the House voted on neither
HB 1343 and HB 1432 were the only condominium-specific bills of the 2026 session, both came out of committee on 9-8 splits with Ought-to-Pass minority reports, and both evaporated when the House adjourned on March 12 with 74 bills unvoted.
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HUD stopped enforcing ESA accommodations. New Jersey's law did not change
A May 22, 2026 HUD memorandum narrows federal enforcement to animals individually trained to perform disability-related tasks. The New Jersey Law Against Discrimination is unaffected and is enforced by a different agency.
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HUD stopped enforcing emotional support animal rules. For a New York board, almost nothing changed.
A May 2026 HUD memorandum permanently rescinded the 2020 assistance-animal guidance. It governs HUD’s own enforcement discretion — and New York State and City law are independent and stricter.
Read the full updateYour Oklahoma HOA has nothing to file with FinCEN, and nothing to renew
A FinCEN final rule effective August 14, 2026 removed every domestically formed entity from beneficial-ownership reporting, so an invoice for annual BOI compliance is billing for an obligation that does not exist.
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From January, Rhode Island shoreline rentals must disclose the public's right to the shore
Chapter 165 of the 2026 Public Laws adds two shoreline access disclosures — one for tenancies, one for short-term rentals — both naming the ten-foot line, and both taking effect January 1, 2027.
Read the full updateThe PUC blessed submetering for EV chargers
Pennsylvania’s Public Utility Commission adopted a final policy statement on electric-vehicle rate design that tells utilities to explore telematic submetering instead of additional revenue-grade meters — the cost that stops chargers going into shared garages.
Read the full updateNew Mexico still has no way to strike racist covenants from a deed
HB 114 would have barred recording an instrument carrying a discriminatory restrictive covenant and required their removal. It cleared one committee in February 2025 and died in House Judiciary.
Read the full updateNevada associations now fight for tax-sale surplus in court, not at a hearing
AB 133 removed the county treasurer's hearing as a way to resolve contested claims to excess proceeds from a tax sale, requiring an interpleader action in district court after unsuccessful mediation.
Read the full updateAn Oregon HOA billed one owner $1 million and got a receiver
In the Meritage litigation, a federal court found the man acting for an 18-unit Oregon coastal association had no authority to do so, appointed a receiver, and approved a settlement in November 2025.
Read the full updateNo Fifth Circuit HOA ruling since 2025 began, and a 2019 case still sets the collection rule
A full-text sweep of Fifth Circuit and Mississippi federal district opinions since January 2025 turns up no decision on HOA debt collection, fair housing, state action or assessment liens in bankruptcy. Reyes v. Steeg Law, from 2019, is still the controlling FDCPA test.
Read the full updateEvery homestead home splits $350 million, if it is on the list by November 1
HB 479 takes effect September 23 and divides $350,000,000 equally among Ohio homestead-exemption properties — a flat per-home credit, gated by the county auditor's November 1, 2026 certification.
Read the full updateNew Jersey court extends the ongoing storm rule to condo associations
In Weidlich v. 313-319 First Street Condo Association the Appellate Division affirmed summary judgment in a slip-and-fall on icy exterior stairs, applying the Pareja ongoing storm rule to an association, its manager and its contractor.
Read the full updateThe ROAD to Housing Act is law, not pending — the rulemaking is what is left
H.R. 6644 passed the Senate 85-5 and the House 358-32 in June 2026 and became law without the President's signature on July 11, but its operative terms will be settled in HUD and CFPB rulemaking that has not started.
Read the full updateA master policy deductible over $50,000 per unit now makes the units unfinanceable
Since July 1, 2026 a condominium master policy's per-unit deductible may not exceed $50,000 — and any per-unit deductible forces every mortgaged owner to carry an HO-6.
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