Latest Legal Updates
Latest Legal Updates
HOA and condominium association legislation, court rulings and regulatory changes across every state, the District of Columbia and federal law — newest first.
Showing 1,009–1,032 of 1,989 updates
Minnesota confines HOA construction-defect prerequisites to post-2017 communities
Laws 2026, ch. 61 — in force since 1 August 2026 — states that MCIOA's pre-suit notice, owner vote and mandatory mediation for construction-defect claims apply only to communities created on or after 1 August 2017.
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A Maine declarant can withdraw land without the 80 percent owner vote
The Village at Ocean's End Condominium Ass'n v. Southwest Harbor Properties holds that 33 M.R.S. § 1603-112(a)'s 80 percent threshold governs conveyances by the association, not a declarant exercising reserved development rights.
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NC settles a 68.3% dwelling insurance request at 5% plus 5%
The North Carolina Rate Bureau sought a 68.3% average increase on dwelling policies; the Insurance Commissioner settled at 5% effective October 1, 2026 and 5% effective October 1, 2027, with mitigation credits in many eastern territories.
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Maryland quadrupled its bankruptcy homestead exemption, and HOA collections got harder in June
Chapter 400 raised the exemption for owner-occupied residential property and extended it to homes held in revocable trusts, effective 1 June 2026 — changing the arithmetic behind every Maryland assessment-collection decision.
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Michigan's real reserve mandate arrives January 4, 2027 — from Washington, not Lansing
Fannie Mae and Freddie Mac raise the replacement reserve minimum from 10% to 15% of annual budgeted assessment income for loan applications dated on or after January 4, 2027, and ban baseline funding from August 3, 2026.
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Nebraska's high court is deciding whether Omaha must fix annexed streets
The Court of Appeals held street maintenance is discretionary and mandamus will not lie; the Supreme Court granted further review and heard argument on September 3, 2026.
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A majority of your neighbours can vote the whole community into a city — and you get 14 days
Section 71.012.2(1) lets a common-interest community's governing body petition for annexation on a majority vote of unit owners, not the unanimous consent an ordinary petition needs; 2026 also made two counties' subdivisions easier to annex.
Read the full updateMinnesota resale packets must now include any reserve study
From January 2027 a Minnesota resale disclosure must carry the fine schedule, the collection policy, any reserve study obtained in the past three years, and a plain-language warning about what buying into an association means.
Read the full updateMaine's hurricane deductible only applies while a warning is active
Rule Chapter 950 lets an insurer apply a hurricane deductible only while the location is under an active National Weather Service hurricane warning, ending 24 hours after it expires — with mandatory policyholder notice.
Read the full updateNC bill to void HOA limits on solar, gardens and ADUs stalls in Rules
House Bill 1212 would have barred North Carolina associations from limiting solar panels, edible and pollinator gardens, and accessory dwelling units, but it never left House Rules after its May 2026 referral.
Read the full updateMichigan's EV-charging protection for homeowners is buried in the solar statute
Michigan has no standalone right-to-charge law, but electric vehicle supply equipment sits inside the Homeowners' Energy Policy Act's list of improvements an association may not prohibit or require approval for.
Read the full updateMaryland tried four ways to soften its reserve-funding mandate and failed all four
An 80 percent opt-out, a small-HOA exemption, an emergency-spending fix, a hardship budget and a grant fund for low-income owners were all filed in 2026. Two were withdrawn before a hearing; none got a committee vote.
Read the full updateReported: Fannie Mae's condo reserve floor goes to 15% in January
Two law-firm alerts describe Lender Letter LL-2026-03 raising the minimum reserve allocation and retiring Limited Review; the source document could not be opened to verify it.
Read the full updateThree federal disasters hit Missouri this year, and none brought Individual Assistance
DR-4924, DR-4929 and DR-4939 designated 53 Missouri county areas between June and September 2026 — every one of them Public Assistance only, with zero areas receiving Individual Assistance.
Read the full updateMinnesota court: a common-element repair cannot be billed to two units
In Mohn v. City Homes on Park Avenue, the Court of Appeals held “common element” and “common expense” are not interchangeable — an association may not allocate common-element masonry repair to only the units that benefit.
Read the full updateMichigan HOAs missed a solar-policy deadline most of them had the wrong date for
Every Michigan homeowners association had to adopt a written solar energy policy by April 2, 2026. Associations that did not cannot fine an owner who installs anyway.
Read the full updateMaryland has zero pending HOA bills, and the next ones get written before anyone votes in November
Every 2026 bill died at sine die, the August special session took nothing but redistricting, and the 2027 system is empty. Pre-file drafting requests are due 20 November — seventeen days after the general election.
Read the full updateA judgment against your Maine association is not a lien on the units
In Maples v. Compass Harbor Village Condominium Association, the Law Court held that 33 M.R.S. § 1603-117 routes a judgment creditor of an association into District Court disclosure proceedings, not a Superior Court suit against individual units.
Read the full updateNC's home-business law limits cities, not HOAs
The Home-Based Business Fairness Act bars North Carolina cities from prohibiting no-impact home-based businesses, but subsection (c) makes the section inapplicable where a deed, covenant or HOA document prohibits the business.
Read the full updateBoard approval of your neighbour's fence does not stop another owner suing over it
Nielson v Savino reversed a dismissal, holding that where the declaration lets “Developer, the Association and any Owner” enforce, board approval does not extinguish an individual owner's independent right.
Read the full updateReported: Omaha sidewalk repair bills land on an HOA boundary question
Six northwest Omaha owners received city repair notices of roughly $800 to $1,700, and their association said it was still working out whether the sidewalk is common area.
Read the full updateReported: a condo developer's right to add buildings expired, and the land was the owners'
A Southern District decision is reported to have held that filing plats and installing utilities did not 'create' units under the Missouri Uniform Condominium Act, so a ten-year development right lapsed and the undeveloped acreage stayed a common element.
Read the full updateMinnesota has the 2024 building codes open for comment with no closing date
DLI has eleven rulemaking dockets open on the 2024 I-Codes — including the existing-buildings and accessibility chapters that govern most association capital work — at the pre-draft comment stage, open until further notice.
Read the full updateMaryland community managers remain unlicensed after a fourth straight bill died in committee
HB 853 would have created a State Board of Common Ownership Community Managers inside the Department of Labor, with mandatory licensing and a 2032 sunset. A second bill would have licensed managers as real-estate brokers instead. Both died.
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