Latest Legal Updates
Latest Legal Updates
HOA and condominium association legislation, court rulings and regulatory changes across every state, the District of Columbia and federal law — newest first.
Showing 1,177–1,200 of 1,989 updates
Sixth Circuit: title insurance does not cover condominium units you let expire
Triple Properties Detroit v First American applied the “created, suffered, assumed, or agreed to” exclusion to a buyer who bought unbuilt Michigan condominium units, let the reversion deadline pass, and sold them anyway.
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FinCEN ended beneficial ownership filing and is deleting what boards sent
A final rule effective August 14, 2026 permanently removes the Corporate Transparency Act reporting requirement for US companies, which covers Nebraska HOAs organized as nonprofit corporations.
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Bar Harbor rewrote its vacation-rental rules and dropped the inspection-consent clause
The Town Council unanimously adopted a revised short-term rental ordinance on 19 November 2025: three of seven documents to prove primary residence, a $1,500 minimum fine, and no renter consent to inspections.
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Maryland drafted a rule forcing insurers to file their underwriting standards. Its own deadline has passed
The Insurance Administration's draft COMAR chapter would require every homeowners insurer to file its complete underwriting standards — and expressly covers condominium units. Comments closed in November 2025 and it has not been adopted.
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NC beach territories absorbed a 31.9% two-year homeowners increase
The second step of North Carolina's homeowners rate settlement took effect June 1, 2026, completing a 15% statewide rise and about 31.9% across five beach counties, with no new increase permitted before June 1, 2027.
Read the full updateMichigan bill would force condominium reserve studies every five years — filed twice, heard never
House Bill 5784 would require associations with more than 20 units or a $20,000 budget to commission a professional reserve study and fund to it. It has sat in committee since April with no hearing, as did its identical predecessor.
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A Missouri judge struck down the whole chicken bill — and the statute book has not noticed
A Cole County court invalidated House Bill 2062 in its entirety on single-subject, clear-title, original-purpose and Contracts Clause grounds; the Revisor of Statutes still prints the chickens provision as operative law.
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The one Minnesota HOA deadline that already passed: the loss-assessment warning
Section 5 of Chapter 82 carries no effective-date clause, so it took effect 1 August 2026 — every Minnesota annual report since must state the association's deductible and carry an all-caps personal-liability warning.
Read the full updateThe Nebraska ruling that an HOA may not be able to enforce its own covenants is now final
Hillsborough v. Karnish dismissed an association's covenant suit for lack of standing because the declaration gave enforcement rights only to the declarant and lot owners; further review was denied.
Read the full updateMaine strengthened mobile home park residents' right to buy their park
P.L. 2025, c. 394 rewrote 10 M.R.S. § 9094-A: an owner must negotiate in good faith, may not reject an offer solely for containing a financing contingency, and residents may assign their first option to a housing authority or nonprofit.
Read the full updateEvery Maryland county and city must legalise ADUs by 1 October, and association declarations are about to look out of date
Chapter 197 of 2025 barred HOAs from unreasonably limiting accessory dwelling units and gave every Maryland local government until 1 October 2026 to adopt a permitting law. That deadline is nineteen days away.
Read the full updateMichigan abolished paper annual reports, and associations can be dissolved for missing one
Since June 2025 every nonprofit annual report must be filed through the MiBusiness Registry Portal with a MiLogin account. The old CID and PIN method is gone, and so are telephone document orders.
Read the full updateFourth Circuit narrows what an HOA may demand for a fair-housing accommodation
A published Fourth Circuit decision binding in all three North Carolina federal districts holds that the Fair Housing Act asks whether the accommodation requested is necessary, not whether removing the association's added conditions is necessary.
Read the full updateMissouri sets no condo reserve rule, so Fannie and Freddie do — and it rises in January
Fannie Mae and Freddie Mac retired Limited and Streamlined project review on 3 August 2026 and raise the minimum budgeted reserve allocation from 10 to 15 percent on 4 January 2027. Missouri imposes no reserve mandate of its own.
Read the full updateMinnesota HOAs must take partial payments and apply them to assessments first
Chapter 82 bars associations from refusing payments, forces payments to be applied to assessments before fines, and requires every association to adopt a written collection policy with three notices and certified mail.
Read the full updateLincoln told the Legislature that covenants beat its zoning code
In a required state filing, the City of Lincoln wrote that HOA covenants limiting density, floor area and height would supersede its own upzoning; Omaha's filing says nothing about covenants.
Read the full updateMichigan more than doubles by-right parcel splits — and lets local governments go further
2025 PA 58 took effect March 24, 2026. The first ten acres of a parent parcel go from four splits to ten on March 24, 2027, and a new subsection lets a municipality or county authorise more.
Read the full updateMaryland associations may charge $50 a year for a child care home, and a 55-plus condo gets no exemption
Chapter 375 of 2025 bars condominiums, HOAs and co-ops from prohibiting a licensed family child care home. Age-restricted cooperatives are exempt — and the age-restriction exemption was removed from the condominium and HOA statutes.
Read the full updateThe January 2024 storms drew $57 million in federal money to eight Maine counties
FEMA's DR-4764-ME declaration covering Maine's 9–13 January 2024 coastal storms has obligated roughly $57.47 million — the documented event behind today's hard insurance market and the state's new resiliency funding.
Read the full updateSt. Louis cannot enforce its Airbnb permit law — so it imposed a 3 percent fee instead
A court order has barred enforcement of the city's short-term rental permit ordinance since April 2025. In February 2026 the city enacted a 3 percent license fee tied to the very ordinance it cannot enforce.
Read the full updateMinnesota bars HOA foreclosure until debt is three months delinquent
Chapter 82 strips ordinary fines out of the association assessment lien and blocks foreclosure until qualifying assessments are more than three months overdue, while confirming a power of sale for all condominiums and planned communities.
Read the full updateCourt data: about 50,000 NC HOA liens, roughly 11% moved to foreclosure
An analysis of North Carolina Administrative Office of the Courts civil case data from January 2018 to June 2023 identified roughly 50,000 liens filed by nearly 6,000 HOAs, with about 11% proceeding to foreclosure.
Read the full updateMichigan's statewide short-term rental bills would not override a single HOA rule
HB 6026 and 6027 would create a state registry, a 6% excise tax and a bar on local total bans. Neither mentions covenants, condominium bylaws or associations anywhere in its text.
Read the full updateMaryland's association sign-protection window grew to 45 days, and it was law the day it was signed
Chapters 289 and 288 extended the period in which a Maryland condominium, HOA or co-op may not restrict candidate and ballot-proposition signs from 30 days to 45 — effective on the Governor's signature, 28 April 2026, in time for this year's election.
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