Latest Legal Updates
Latest Legal Updates
HOA and condominium association legislation, court rulings and regulatory changes across every state, the District of Columbia and federal law — newest first.
Showing 1,201–1,224 of 1,989 updates
Nebraska flipped the burden on county permit objections
LB 663 requires county boards to presume a conditional-use applicant will comply with the law and puts clear-and-convincing proof on anyone appealing the decision.
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Fannie Mae's reserve floor rises to 15 percent on 4 January 2027
Lender Letter LL-2026-03 raises the minimum reserve allocation from 10 to 15 percent of budgeted assessment income, retires Limited Review for established projects, and ends the practice of accepting baseline reserve funding.
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Dearborn's short-term rental ban is being fought as a taking in federal court
Ordinance 24-1845 took effect January 1, 2026, confining rentals under 30 days to business districts. Eleven plaintiffs sued in the Eastern District of Michigan a week later claiming a Fifth Amendment taking.
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Proposed: a Missouri committee chair wants a special session on property tax
Nine days before this was written, Rep. Brad Christ issued a seven-point property-tax agenda and a special-session request. There is no bill, no session has been called, and nothing in it is law.
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Minnesota enacts an HOA Bill of Rights: Chapter 82 takes effect January 1, 2027
Signed May 12, 2026, Laws 2026, ch. 82 is the largest rewrite of the Minnesota Common Interest Ownership Act since 1994, and nearly all of it becomes operative on January 1, 2027.
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Maryland requires a reserve study every five years. Fannie Mae will want one every three
From 4 January 2027 a condominium avoids the higher GSE reserve floor only with a study from the last three years funded at the highest recommended level — so a Maryland association can be fully compliant with state law and still fail.
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NC's only HOA reform bill to pass a chamber became a Medicaid bill
Senate Bill 378 passed the North Carolina Senate 47-0 as HOA Revisions in May 2025, then a House committee substitute deleted the entire HOA text and replaced it with Medicaid provisions under a new title.
Read the full updateNebraska's new improvement districts count condo units as votes
LB 1114 creates a taxing district a majority of lot or condominium-unit owners can form, and it binds the owners who did not sign.
Read the full updateMichigan is about to legalise duplexes and ADUs statewide — and not one bill touches your covenants
Fourteen zoning-preemption bills are pending in the House. Every one is drafted as a restriction on municipalities. A subdivision's declaration or a condominium master deed would still block the same building.
Read the full updateMaine capped mobile home park lot-rent increases at once a year
LD 2231 took effect on 29 July 2026: lot rent may rise only once annually, new homes are easier to site in existing parks, and residents get a new route into the mortgage market.
Read the full updateA Springfield subdivision's deed restrictions were held waived and abandoned
In Sleight v. BK&M, the Southern District affirmed that a non-severable covenant scheme was waived and abandoned where every plaintiff was itself out of compliance — the mirror image of a 2025 case that turned on a non-waiver clause.
Read the full updateMinnesota HOAs must hold a hearing before attorney fees attach to a fine
From January 2027 a Minnesota owner has 30 days to demand a hearing on a fine, and the association cannot charge attorney fees unless that hearing is actually held and the board adopts a written resolution upholding the fine.
Read the full updateMaryland's HOA oversight bill passed the House 99-35, then no Senate committee ever voted on it
HB 402 would have created a state Oversight Division, a public governing-document database and a whole new Title 11C of the Real Property Article. It reached the Senate, got a hearing, and was never brought to a vote.
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Federal court: the FDCPA does not reach maintenance fees on an investment condo
Tsang v. Porter McGuire Kiakona holds unpaid maintenance and cable fees on a unit bought as a rental are not consumer debt — removing the FDCPA from a large share of Hawaii collection accounts.
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Kansas voided city rules on small houses. Covenants were left alone
Section 3 of SB 418 forces every Kansas city and county to allow 3,000-square-foot lots, single-car garages and one finished elevation on new homes under 2,500 square feet — and voids any local code that says otherwise.
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Fannie Mae retired Limited Review — and Alabama condo boards are now the ones being examined
For loan applications dated on or after August 3, 2026, Fannie Mae's condominium project standards no longer offer a Limited Review pathway, so more Alabama projects face a full review of their budget, reserves and master policy.
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Illinois HB 5449 gives every association until January 1, 2028 to put up a website
Public Act 104-0797 requires Illinois condominium and common interest community boards to maintain a website carrying meeting information and approved minutes by January 1, 2028 — and the quarterly-financials and 75% fee-vote provisions widely reported as part of it were amended out.
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Colorado's 2026 wildfire-code agenda ended in committee, and no interim panel is drafting a replacement
SB26-089 to recreate the Wildfire Matters Review Committee and HB26-1334 to give affected property owners a right to petition the wildfire code board both failed, leaving no legislative venue drafting wildfire-and-covenants bills for 2027.
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A Massachusetts owner cannot sue over common area without joining the condominium trust
Hyman v. Conway affirmed dismissal of a unit owner's encroachment suit: c. 183A section 10(b)(4) gives the organization of unit owners authority over common-area litigation, and the trust must be joined.
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A 1982 Shreveport declaration renews forever, and its “residential purposes” clause stopped an Airbnb
The Second Circuit held that covenants “automatically extended for successive period of ten (10) years” renew indefinitely, and affirmed a permanent injunction against short-term rental use — without relying on the association's own later amendment, which was never recorded.
Read the full updateHawaii subsidises up to $3,000 of condo mediation — but only for registered associations
The Condominium Education Trust Fund covers up to $600 of facilitative and $3,000 of evaluative mediation; planned community associations get nothing, and every Real Estate Branch phone number changed in December 2025.
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Georgia's condo insurance deductible bill passed the Senate and died without a House vote
SB 230 would have lifted the $5,000 cap on the master-policy deductible a Georgia condominium association may charge one unit owner. It cleared the Senate, was favourably reported in the House on 20 March 2026, and was never called.
Read the full update$2,223 in Illinois assessments produced a $30,853 fee award
In Corinthian Condominium Association v. Rao the First District held a 30-day demand notice overstating the balance still satisfies Section 9-104.1(a), and upheld attorney fees roughly fourteen times the assessments recovered.
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Citizens raised condo association wind-only rates 14.1% — while commercial non-residential rates fell
OIR approved Citizens' 2026 commercial lines changes: 14.1 percent for condominium wind-only and 7.7 percent for condominium association multiperil, effective for policies on or after 1 July 2026.
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