We explain HOA law in plain English, but we are not your lawyer and this is not legal advice. Here is why that matters.

Foreclosure: HOA Rules by State

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Foreclosure: HOA Rules by State

When collection efforts fail, some states let an HOA foreclose its assessment lien much like a mortgage lender would. The law in each state sets out notice requirements, redemption periods, and — in a number of states — meaningful limits on an association's power to force a sale over unpaid dues.